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Louisiana vs Texas: take-home pay and taxes

Updated 2026-09-27 · 2026 IRS and Social Security figures · how we calculate

On a $75,000 salary you take home $59,673 a year in Louisiana and $61,593 in Texas — $1,920 more in Texas. But prices are about 10% higher in Texas, so moving from Louisiana to Texas on the same take-home after prices takes $80,782.

Bonus, 401(k) match, benefits and commute
What the employer adds if you put in enough to get it
Your share, taken pre-tax
Stipends, HSA contributions, anything else the employer pays
Transit, parking, gas, home office
$4,191a year more with Offer A after cost of living · Offer B matches Offer A's take-home after prices at $80,782
Per yearOffer A · LouisianaOffer B · Texas
Pay (salary and bonus)$75,000$75,000
Federal income tax−$7,670−$7,670
Social Security and Medicare−$5,737−$5,737
State and local taxes−$1,920$0
Take-home$59,673$61,593
Offer value (take-home + match + benefits − commute)$59,673$61,593
Price level (U.S. = 100)88.297.1
Value in U.S.-average prices$67,651$63,460

Price level is BEA's Regional Price Parity for the state — what the same things cost there compared with the U.S. average, housing included. It's an average for the whole state, not a budget. The matching salary keeps Offer A's take-home after prices, with the same W-4 and no 401(k) or benefits.

Take-home pay in Louisiana and Texas

SalaryLouisiana take-homeTexas take-homeLouisiana state taxesTexas state taxesTexas vs Louisiana
$50,000$41,208$42,355$1,147$0+$1,147
$75,000$59,673$61,593$1,920$0+$1,920
$100,000$76,488$79,180$2,692$0+$2,692
$150,000$109,554$113,791$4,237$0+$4,237
$200,000$143,145$148,927$5,782$0+$5,782

A year. Single filer, paid every two weeks, standard W-4, each state's default form choices, no 401(k) or benefits. Federal tax, Social Security and Medicare are the same in both; the whole difference is state and local tax and state payroll premiums.

What makes up the difference

The salary you'd need to move

Salary nowLouisiana → Texas: same take-home… after pricesTexas → Louisiana: same take-home… after prices
$60,000$58,188$64,298$61,885$55,938
$75,000$72,271$80,782$77,854$69,504
$100,000$96,173$107,082$104,003$93,268

"After prices" uses the Bureau of Economic Analysis's Regional Price Parities for 2024: Louisiana 88.2, Texas 97.1 (U.S. = 100). Housing is most of the gap — rents are 63.1 in Louisiana and 96.5 in Texas on the same scale. These are state averages: a big city can cost well above its state's figure. See what rent fits in Louisiana and Texas. On $75,000, the reverse move — Texas to Louisiana — needs $69,504 for the same take-home after prices; Louisiana is the cheaper state.

Who moves between them

About 24,170 people moved from Louisiana to Texas and 19,850 from Texas to Louisiana in 2024, according to the Census Bureau's American Community Survey — one of the 40 busiest pairs of states we cover. Survey estimates have margins of error.

If you move: your W-4 and state forms

Your federal W-4 doesn't change with the state. Texas has no income tax on wages, so there's no state withholding form to fill in there, and make sure Louisiana withholding stops once you no longer live or work there. If you move mid-year, Louisiana taxes the part of the year you lived there. Working remotely for an employer in the other state has its own rules — see the moving between states tax guide.

How it's worked out

  1. Take-home in each state from the same engine as our paycheck calculators: IRS Publication 15-T (2026), Social Security and Medicare, and each state's own withholding formula, payroll premiums and default form choices.
  2. Prices from the Bureau of Economic Analysis's Regional Price Parities for 2024 (released 2026-02-19): each state's price level for everyday spending, with the U.S. at 100. Dividing take-home by it puts both offers in the same dollars.
  3. The matching salary is found by searching salaries in the second state until its take-home, after prices, equals the first — to the cent.

More comparisons

Louisiana paycheck calculator · Texas paycheck calculator · Job offer comparison · Salary needed to move · California vs Texas · Florida vs Texas · Colorado vs Texas · Oklahoma vs Texas · New York vs Texas · Illinois vs Texas · Georgia vs Texas

Sources

Questions

Do you take home more in Louisiana or Texas?

In Texas: $1,920 more a year on $75,000 (single filer). Louisiana state taxes are $1,920 and Texas's $0 on that salary.

What salary in Texas equals $75,000 in Louisiana?

$72,271 for the same take-home pay, or $80,782 for the same take-home after prices (BEA Regional Price Parities: Louisiana 88.2, Texas 97.1).

Is Louisiana or Texas cheaper to live in?

Louisiana: BEA puts prices about 10% lower there than in Texas on average, mostly because of housing. Costs vary a lot between cities within each state.