Paycheck Calculator 2026

Updated Sep 29, 2026 · 2026 IRS and Social Security figures · how we calculate

State you work in

How you're paid

Yearly salary

Example: $60,000 - type your own

Paid every

W-4 filing status

Single includes married filing separately

= $1,938.07 take-home every two weeks ·

Check my pay stub type the amounts from your stub

Type the amounts from one pay stub. We compare each line with what the rules say for the details above and point out likely reasons for any difference. Nothing leaves your browser.

Gross pay on the stub ($)

If filled in, we use it instead of the pay above

Federal income tax ($)

Social Security ($)

Sometimes shown as OASDI or FICA

Medicare ($)

Texas income tax ($)

Tips, 401(k), health insurance and W-4 details none set

Tips, bonus or commission this paycheck ($)

Tips you report to your employer are taxed like wages

401(k) or 403(b) (% of pay)

Pre-tax health, dental, vision, HSA ($ per paycheck)

After-tax deductions ($ per paycheck)

Roth 401(k), union dues

W-4 Step 3: credits ($ a year)

$2,200 per child under 17, $500 per other dependent

W-4 Step 4(a): other income ($ a year)

W-4 Step 4(b): deductions ($ a year)

W-4 Step 4(c): extra withholding ($ per paycheck)

W-4 Step 2 box is checked (you have two jobs, or you're married and both of you work)

$1,938.07take-home every two weeks · from $2,307.69 gross · 84% kept

= $969.04 a week · $4,199.17 a month · $50,390.00 a year

Take-home $1,938.07 84%Federal income tax $193.08 8.4%Social Security and Medicare $176.54 7.7%

Tap a line to see the rule behind itPaycheckYear

Gross pay$2,307.69$60,000.00

Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).

Federal income tax · withheld−$193.08−$5,020.00

Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:

Pay subject to income tax, for the year · $2,307.69 × 26 paychecks	$60,000.00
Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g	−$8,600.00
Adjusted yearly wage	$51,400.00
Tax from the IRS yearly table · standard table	$5,020.00
Federal income tax per paycheck · divided by 26	$193.08

IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.

IRS Publication 15-T (2026), Annual Percentage Method for a 2020-or-later W-4, Single or Married filing separately, standard

Adjusted yearly wage: $51,400.00, so this row applies:

Over	Not over	Base tax	+ rate
$0	$7,500	$0.00	0%
$7,500	$19,900	$0.00	10%
$19,900	$57,900	$1,240.00	12% Your row
$57,900	$113,200	$5,800.00	22%
$113,200	$209,275	$17,966.00	24%
$209,275	$263,725	$41,024.00	32%
$263,725	$648,100	$58,448.00	35%
$648,100	-	$192,979.25	37%

$1,240.00 + 12% × ($51,400.00 − $19,900.00) = $5,020.00

Source: IRS Publication 15-T (2026) · checked Sep 21, 2026

Social Security (6.2%)−$143.08−$3,720.00

6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.

Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026

Medicare (1.45%)−$33.46−$870.00

1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.

Source: IRS Publication 15 (2026) · checked Sep 21, 2026

Take-home pay$1,938.07$50,390.00

Texas has no state income tax, so none comes out of your pay.

Full details for this state: Texas paycheck calculator

Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections

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Take-home pay on a $60,000 salary, single, paid every two weeks. Pick a state for its full calculator.

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From our data

Take-home pay in every stateAll 50 states and D.C. ranked on the same salary, with the data to download.On $75,000: $61,593 in 7 states (a tie) to $56,024 in Oregon The salary you'd need to match $75,000 in TexasEvery state, after state taxes and BEA price levels.California: $96,505 for the same take-home after prices Minimum wage increases in 2027What a full-time worker keeps of each state's raise after tax.Michigan: $2,010 more a year after tax

Guides

Reading your pay stub

Pay stub checkerType in your stub's amounts and see which lines match the rules.
WA Cares Fund explainedWhat the line is and how to check it.
CA SDI explainedWhat the line is and how to check it.
NY PFL and disability (SDI) explainedWhat the line is and how to check it.
NJ SDI and FLI explainedWhat the line is and how to check it.
Payroll tax updatesEvery dated change behind the calculators.

W-4 and withholding

How to fill out a W-4Each step in plain words, and what it does to your paycheck.
Arizona A-4 percentageFilling in the state's own withholding form.
Maryland MW507 exemptionsFilling in the state's own withholding form.
Illinois IL-W-4 allowancesFilling in the state's own withholding form.
No tax on overtimeWhich overtime counts and what it saves.
No tax on tipsThe deduction for tips, and who gets it.

Life changes

Why is my first paycheck different?The common reasons a first check doesn't match the offer.
Why is my January paycheck smaller?What restarts on January 1.
Moving between statesPart-year returns, remote work and your W-4.
The 30% rent ruleGross vs take-home, and what landlords check.
1099 tax guideSelf-employment tax and quarterly payments.
Employer payroll taxesWhat an employer pays on top of wages.