Overtime calculator
Enter your hourly rate and your hours to see your overtime pay for the week — and, if you pick a state, how much of it lands in your bank account.
| This week | Rate | Pay |
|---|---|---|
| Regular: 40 hours | $20.00 | $800.00 |
| Overtime: 10 hours × 1.5 | $30.00 | $300.00 |
| Total before tax | $1,100.00 |
Pick a state above to see how much of your overtime you keep after tax.
Over a year with this much overtime: $15,600 extra before tax.
Federal overtime deduction (2025–2028): the "half" part of time-and-a-half over a year like this is about $5,200. You can deduct up to $12,500 of it on your return (less above $150,000 of income, $300,000 joint). Your employer still withholds as usual unless you change your W-4.
How overtime pay is worked out
Under the federal Fair Labor Standards Act, a worker who isn't exempt must be paid at least 1.5 times the regular rate for every hour over 40 in a workweek. So overtime pay = hourly rate × 1.5 × overtime hours. Each workweek stands alone: hours can't be averaged over two weeks. Federal law doesn't require extra pay for weekends, holidays or days off unless those hours take you over 40 in the week, and it doesn't require double time — some states and employers pay it, and your state's hourly paycheck page says which state rules apply.
Overtime pay for 10 extra hours
| Rate | OT rate | 10 OT hours | 50-hr week |
|---|---|---|---|
| $12.00 | $18.00 | $180 | $660 |
| $15.00 | $22.50 | $225 | $825 |
| $18.00 | $27.00 | $270 | $990 |
| $20.00 | $30.00 | $300 | $1,100 |
| $25.00 | $37.50 | $375 | $1,375 |
| $30.00 | $45.00 | $450 | $1,650 |
| $40.00 | $60.00 | $600 | $2,200 |
| $50.00 | $75.00 | $750 | $2,750 |
Is overtime taxed more?
No — overtime is taxed at the same rates as the rest of your pay. It can look that way on a pay stub because payroll withholding treats each paycheck as if you earned that much every week, so a big overtime week is withheld at a higher rate. Over the year it evens out when you file your return. Social Security and Medicare come out of overtime at the usual rates.
The 2025–2028 overtime deduction
For tax years 2025 through 2028, you can deduct the extra "half" of time-and-a-half overtime on your federal return — up to $12,500 a year, or $25,000 for joint filers, reduced above $150,000 of income ($300,000 joint). At $20.00 an hour, each overtime hour pays $30.00, and $10.00 of it is that "half". It's a deduction when you file, not a change to your paycheck — your employer still withholds as usual, and Social Security and Medicare still apply. If you expect to claim it, you can enter the amount in Step 4(b) of your W-4 to have less withheld during the year.
For a whole paycheck with overtime, use your state's hourly paycheck calculator. To turn an hourly rate into yearly pay, use the hourly to salary calculator; for bonuses, the bonus tax calculator.
Sources
- U.S. Department of Labor, Wage and Hour Division — Overtime Pay — FLSA: unless exempt, at least 1.5× the regular rate for hours over 40 in a workweek; hours can't be averaged over two or more weeks
- IRS — tips and overtime deductions
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
Questions
What is time and a half for $20.00 an hour?
$30.00 an hour. Ten overtime hours pay $300.00, so a 50-hour week pays $1,100.00 before tax.
How much is 5 hours of overtime at $25.00 an hour?
$187.50 before tax ($37.50 × 5), on top of $1,000.00 for 40 regular hours.
When does overtime start?
Under federal law, after 40 hours in a workweek, for workers who aren't exempt. Some states also count hours over a set number in a day — see your state's hourly paycheck page.
Do salaried workers get overtime?
Some do. Salaried workers who meet the Department of Labor's exemption tests aren't owed overtime; others are, at 1.5 times their regular rate for hours over 40.