Maryland Bonus Tax Calculator 2026
On a $5,000 bonus paid on its own, your employer can withhold a flat 22% for federal income tax ($1,100.00), plus $382.50 for Social Security and Medicare, and $485.00 for Maryland. You keep about $3,032.50 — 39% is taken out.
| Taken from the bonus | Flat 22% | Aggregate |
|---|---|---|
| Bonus | $5,000.00 | $5,000.00 |
| Federal income tax | −$1,100.00 | −$1,127.46 |
| Social Security | −$310.00 | −$310.00 |
| Medicare | −$72.50 | −$72.50 |
| Maryland taxes · estimate | −$485.00 | −$414.37 |
| You keep | $3,032.50 | $3,075.67 |
How the aggregate method was worked out
| Federal withholding on one regular paycheck · $2,307.69 gross | $193.08 |
| Federal withholding on that paycheck plus the bonus · $7,307.69 treated as one paycheck | $1,320.54 |
| Difference: withheld from the bonus | $1,127.46 |
IRS Publication 15 (2026), section 7: add the bonus to a regular paycheck, work out withholding on the total as if it were one paycheck, and subtract what the regular paycheck alone has withheld. In the aggregate column the Maryland figure uses the state's regular withholding formula the same way. State payroll programs (disability, paid leave, local taxes) are included in both columns.
How Maryland withholds on a bonus
Maryland withholds a lump-sum bonus at the top state rate (6.5%) plus the top local rate for Baltimore City (3.2%): 9.7%. That's what the calculator's flat column shows.
The local part depends on your county: the figures on this page use Baltimore City's rate. Pick your county in the calculator above for your own number.
If the bonus is paid on the same check as your regular pay without the amounts shown separately, the employer withholds on the total as one paycheck — the aggregate column. That can take more or less than the flat method: the payroll formula treats the bigger paycheck as if you earned it every pay period, so larger bonuses usually have more withheld. Either way, any excess comes back when you file your 2026 return.
Maryland bonus after taxes, by amount
| Bonus | Maryland tax (flat) | Maryland tax (aggregate) | You keep (flat) | You keep (aggregate) |
|---|---|---|---|---|
| $1,000 | $97.00 | $79.50 | $606.50 | $649.00 |
| $2,500 | $242.50 | $200.53 | $1,516.25 | $1,580.76 |
| $5,000 | $485.00 | $414.37 | $3,032.50 | $3,075.67 |
| $10,000 | $970.00 | $855.48 | $6,065.00 | $5,682.82 |
| $25,000 | $2,425.00 | $2,237.04 | $15,162.50 | $12,862.76 |
Single filer, $60,000 salary, paid every two weeks, standard W-4 and Maryland form defaults. "Maryland tax" includes any employee-paid state or local programs.
How much is a $1,000 bonus after taxes in Maryland?
About $606.50 with the flat method: $220.00 federal income tax, $76.50 Social Security and Medicare, $97.00 Maryland tax. If your employer adds it to a regular paycheck instead, about $649.00. (Single filer, $60,000 salary, paid every two weeks.)
How much is a $5,000 bonus after taxes in Maryland?
About $3,032.50 with the flat method: $1,100.00 federal income tax, $382.50 Social Security and Medicare, $485.00 Maryland tax. If your employer adds it to a regular paycheck instead, about $3,075.67. (Single filer, $60,000 salary, paid every two weeks.)
How much is a $10,000 bonus after taxes in Maryland?
About $6,065.00 with the flat method: $2,200.00 federal income tax, $765.00 Social Security and Medicare, $970.00 Maryland tax. If your employer adds it to a regular paycheck instead, about $5,682.82. (Single filer, $60,000 salary, paid every two weeks.)
More Maryland calculators
Maryland paycheck calculator · Hourly · Salary · Bonus tax calculator (all states) · Overtime
Sources
- IRS Publication 15 (2026), Employer's Tax Guide — section 7, Supplemental Wages — optional flat 22% or the aggregate method; 37% on supplemental wages over $1,000,000 in a year; bonuses paid with regular pay without separate amounts are withheld as one payment
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
- Social Security Administration — 2026 wage base of $184,500
- Comptroller of Maryland — 2026 Maryland Employer Withholding Guide — percentage method: $3,400 standard deduction, $3,200 per exemption, rate tables ignore rates below 4.75%, no withholding under $5,000 a year, 1 exemption if no MW507, Anne Arundel and Frederick rates; lump-sum annual bonus withheld at the highest state rate (6.50%) plus the highest local rate for the county of residence (p. 9), printed combined rates 8.75%–9.80% on each table page
Questions
What is the Maryland bonus tax rate?
Maryland withholds a lump-sum bonus at the top state rate (6.5%) plus the top local rate for Baltimore City (3.2%): 9.7%. The local part depends on your county. Federal withholding adds a flat 22%, plus 7.65% Social Security and Medicare.
How much is a $1,000 bonus after taxes in Maryland?
About $606.50 with the flat federal method, for a single filer on a $60,000 salary.
Is a bonus taxed more than regular pay in Maryland?
No — it's withheld differently, not taxed at a higher rate. Your bonus is added to your income for the year and taxed at the same rates as your salary when you file; if too much was withheld, the difference comes back as a refund.