Maryland Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $631.21 a week · $2,735.26 a month · $32,823.08 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Maryland income tax · withheld−$107.02−$2,782.52
state 4.75% to 6.5% for withholding, plus your county's rate. Worked out with Maryland's official 2026 withholding tables, step by step:
| Pay subject to Md. income tax this paycheck | $1,600.00 |
| Minus standard deduction for this pay period · $3,400 a year | −$130.76 |
| Minus 1 MW507 exemption · 1 × $123.08 ($3,200 a year each) | −$123.08 |
| Taxable pay for withholding | $1,346.16 |
| Maryland state tax · single rate table: 4.75% up to $3,846 a paycheck | $63.94 |
| County income tax · Baltimore City 3.2% | $43.08 |
| Md. state and county tax this paycheck | $107.02 |
Taxable pay for withholding: $1,346.16, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $3,846 | $0.00 | 4.75% Your row |
| $3,846 | $4,808 | $182.69 | 5% |
| $4,808 | $5,769 | $230.77 | 5.25% |
| $5,769 | $9,615 | $281.25 | 5.5% |
| $9,615 | $19,231 | $492.79 | 5.75% |
| $19,231 | $38,462 | $1,045.67 | 6.25% |
| $38,462 | - | $2,247.60 | 6.5% |
$0.00 + 4.75% × ($1,346.16 − $0.00) = $63.94
Source: Comptroller of Maryland - Form MW507, Employee's Maryland Withholding Exemption Certificate (2026, COM/RAD-036 07/25) · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Maryland
Maryland's minimum wage is $15.00 an hour, in effect since January 1, 2024 (up from $13.25). Workers under 18 can be paid 85% of it. Howard, Montgomery and Prince George's counties have their own, higher minimum wage laws.
Tips. If you get more than $30 a month in tips, your employer can pay as little as $3.63 an hour, but your cash wage plus tips must reach $15.00 - your employer makes up any gap.
Overtime. Time-and-a-half for hours over 40 in a workweek. Maryland's own law sets 48 hours for bowling alleys and some residential care homes, and 60 hours for farm workers who are covered.
Every hour is taxed at your full state and county rate. Because withholding starts at 4.75% plus your county rate from the first dollar above the deductions, extra hours are withheld at that combined rate.
Minimum wage after taxes in Maryland
At Maryland's minimum wage of $15 an hour (since January 1, 2024), a full-time worker takes home about $972.83 every two weeks - $25,293 a year, or $12.16 for each hour worked after tax. No increase is scheduled.
| Minimum wage, $15/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $1,200.00 | $972.83 | $25,293 | $12.16 |
| 30 hours a week | $900.00 | $751.70 | $19,544 | $12.53 |
| 20 hours a week | $600.00 | $526.58 | $13,691 | $13.16 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $3.63 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Maryland
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $15 (minimum wage) | $972.83 | $25,293 | $12.16 |
| $18 | $1,146.59 | $29,811 | $14.33 |
| $20 | $1,262.43 | $32,823 | $15.78 |
| $22 | $1,378.27 | $35,835 | $17.23 |
| $25 | $1,552.03 | $40,353 | $19.40 |
| $30 | $1,841.63 | $47,882 | $23.02 |
Part time and overtime at $20 an hour in Maryland
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $677.30 | 85% |
| 30 hours | $1,200.00 | $972.83 | 81% |
| 40 hours | $1,600.00 | $1,262.43 | 79% |
| 40 hours + 5 overtime | $1,900.00 | $1,479.63 | 78% |
| 40 hours + 10 overtime | $2,200.00 | $1,696.83 | 77% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of a Maryland paycheck, with its official source, is set out on the Maryland paycheck calculator.
More for Maryland
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes · MW507 exemptions guide
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Maryland ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Comptroller of Maryland - Form MW507, Employee's Maryland Withholding Exemption Certificate (2026, COM/RAD-036 07/25) - Personal Exemption Worksheet: $3,200 per exemption up to $100,000 AGI single ($150,000 joint/head of household), then $1,600, $800, $0; $1,000 for 65+ or blind; total ÷ $3,200, drop fractions; lines 1–8 (checked Sep 27, 2026)
- Comptroller of Maryland - 2026 Maryland Employer Withholding Guide - percentage method: $3,400 standard deduction, $3,200 per exemption, rate tables ignore rates below 4.75%, no withholding under $5,000 a year, 1 exemption if no MW507, Anne Arundel and Frederick rates; lump-sum annual bonus withheld at the highest state rate (6.50%) plus the highest local rate for the county of residence (p. 9), printed combined rates 8.75%–9.80% on each table page
- Comptroller of Maryland - 2026 percentage method table, 3.20 percent local income tax - 7.95% … 9.70% tables for every pay period
- Comptroller of Maryland - Withholding Tax Facts, January 2026 - 2026 local income tax rates for all 24 jurisdictions; 2.25% nonresident rate; $3,200 exemption
- Comptroller of Maryland - Online Withholding Calculator (2026) - confirms each county's 2026 rate and Frederick's whole-income rate
- Comptroller of Maryland - Tax alert: changes from the 2025 legislative session - new 6.25% and 6.5% brackets from tax year 2025; standard deduction $3,350 / $6,700; local rates up to 3.30% from 2026
- Comptroller of Maryland - Form MW507 (2026) - exemptions, rate boxes, additional withholding, reciprocity exemptions, worksheet above $100,000 / $150,000
- Maryland FAMLI - Make contributions - employee contributions through payroll start January 2027; 0.9% split 0.45% / 0.45%
- Maryland Department of Labor - Deductions for unemployment and workers' compensation - no part of wages may be deducted for unemployment insurance
- Maryland Department of Labor - Maryland Minimum Wage and Overtime Law
- Maryland Manual - Maryland at a glance: wages - $13.25 → $15.00 on January 1, 2024 (Fair Wage Act of 2023)
- Maryland Department of Labor - Frequency of pay - at least every two weeks or twice a month; executive, administrative and professional employees may be paid less often
- Maryland Department of Labor - Termination pay - final wages on or before the day they would have been paid
- Maryland Department of Labor - Wage issues: having problems with your pay? - claim form to the Employment Standards Service
Questions
What is minimum wage after taxes in Maryland?
At $15 an hour for 40 hours a week, about $972.83 every two weeks and $25,293 a year after federal and state taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Maryland?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $972.83 after tax per paycheck - $25,293 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Maryland?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,262.43 after tax per paycheck - $32,823 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Maryland?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,552.03 after tax per paycheck - $40,353 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Maryland?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $217.20 after tax (single filer, standard W-4).