Georgia Paycheck Calculator 2026
Enter your pay and your G-4 details to see what lands in your bank account. Georgia's 2026 income tax is a flat 4.99% — we show exactly how your employer withholds it.
| Per paycheck | Amount | Per year |
|---|---|---|
| Gross pay | $2,115.38 | $55,000.00 |
| Federal income tax · withheld | −$170.00 | −$4,420.00 |
| Social Security (6.2%) | −$131.15 | −$3,410.00 |
| Medicare (1.45%) | −$30.67 | −$797.50 |
| Georgia income tax · withheld | −$76.77 | −$1,996.02 |
| Take-home pay | $1,706.79 | $44,376.48 |
How the federal income tax was worked out
| Pay subject to income tax, for the year · $2,115.38 × 26 paychecks | $55,000.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $46,400.00 |
| Tax from the IRS yearly table · standard table | $4,420.00 |
| Federal income tax per paycheck · divided by 26 | $170.00 |
IRS Publication 15-T (2026), Worksheet 1A — the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
How the Georgia income tax was worked out
| Pay subject to Georgia tax this paycheck · after pre-tax 401(k) and benefits, as for federal | $2,115.38 |
| Minus Georgia standard deduction for one paycheck · $15,000.00 ÷ 26; single (G-4 status A) | −$576.92 |
| Georgia taxable pay | $1,538.46 |
| Georgia income tax this paycheck · × 4.99%, rounded to the cent (percentage method) | $76.77 |
What comes out of a Georgia paycheck
- Federal income tax withholding — worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security — 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare — 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
Georgia has a flat 4.99% income tax for 2026. Employers can work out withholding with the Department of Revenue's percentage method, one paycheck at a time:
- Start with your pay subject to income tax — after a traditional 401(k) and pre-tax health insurance, as for federal tax.
- Subtract the Georgia standard deduction for one paycheck: $15,000 a year divided by your number of paychecks, or $30,000 if you're married filing jointly and your spouse doesn't work.
- Subtract $5,000 a year (again split across your paychecks) for each allowance on your G-4 — dependents plus any Georgia adjustments allowances.
- Multiply what's left by 4.99%, rounded to the cent.
Georgia has no employee-paid state disability, family leave or unemployment deduction: employers pay the entire cost of unemployment insurance. There are no local income taxes on wages to enter.
What's different about Georgia
The rate was cut in the middle of the year
A law signed on May 11, 2026 cut the rate from 5.19% to 4.99% for all of 2026, raised the standard deductions to $15,000 and $30,000, and raised the dependent deduction from $4,000 to $5,000. Employers kept withholding at 5.19% until then and could switch to 4.99% from May 11, 2026. So pay stubs from early 2026 may show more Georgia tax than this calculator; the difference comes back when you file your return.
Your G-4 status matters
The G-4 has four statuses: A single, B married filing separately or jointly with both spouses working, C married filing jointly with one spouse working, and D head of household. Only status C gets the $30,000 deduction; the other three use $15,000. Your federal W-4 doesn't say whether your spouse works, so when you pick "Same as my federal W-4" and you're married, we use status B. Choose C above if it's what your G-4 says.
No G-4 on file
If you never gave your employer a G-4, it may use your federal W-4 if that gives enough information. Otherwise it withholds as if you're single with zero allowances.
Paydays and unpaid wages
Georgia's Department of Labor says employees other than officials and department heads must be paid twice a month or more often. For wages you weren't paid, the Department points to your county's magistrate (small claims) court; the U.S. Department of Labor's Wage and Hour Division enforces federal minimum wage and overtime.
Why your paycheck might differ from this
- Your W-4. Credits for children (Step 3), a checked Step 2 box, or extra withholding (Step 4c) change the federal amount a lot. Open "Tips, 401(k), health insurance and W-4 details" above to enter them.
- Benefits taken before tax. Health insurance through work usually lowers income tax and Social Security and Medicare. A traditional 401(k) lowers income tax only.
- Rounding. Payroll software may round each step, so a few cents of difference is normal.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Other Georgia calculators
Paycheck calculator · Hourly paycheck calculator · Salary paycheck calculator · What changed for 2026
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare rates
- Social Security Administration — 2026 wage base of $184,500
- IRS — tips and overtime deductions
- Georgia Department of Revenue — 2026 Employer's Withholding Tax Guide (revised June 2026) — 4.99% from May 11, 2026 (5.19% before); $15,000 / $30,000 standard deductions; $5,000 per allowance; percentage method Table E and worked examples; 401(k) not taxable; no G-4 → single, zero allowances
- Georgia Department of Revenue — Form G-4, Employee's Withholding Allowance Certificate (Rev. 06/03/26) — marital status A–D; Line 4 dependent allowances; Line 5 Georgia adjustments allowances ($5,000 each)
- Georgia Department of Revenue — Employer's Tax Guide
- Georgia Department of Labor — Learn about unemployment taxes and benefits — employers pay the entire cost of unemployment insurance
- Georgia Department of Labor — Minimum wage — Georgia $5.15 (O.C.G.A. 34-4-3); with limited exceptions the federal $7.25 applies
- Georgia Department of Labor — Individuals FAQs: Fair Labor Standards Act — $2.13 tipped cash wage; overtime after 40 hours a week
- Georgia Department of Labor — Individuals FAQs: Laws and regulations — unpaid wages: magistrate (small claims) court; U.S. DOL Wage and Hour Division enforces the FLSA
- Georgia Department of Labor — Employer Handbook (DOL-224, R-11-24) — employees other than officials and department heads must be paid semi-monthly or more often
Questions
What is the Georgia income tax rate in 2026?
4.99%, a flat rate on all taxable income, down from 5.19%.
How much is taken out of a $1,000 paycheck in Georgia?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $21.11 of Georgia income tax, leaving $864.31. Enter your own details in the calculator for your exact figure.
What is $20 an hour after taxes in Georgia?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,318.40 after tax per paycheck — $34,278.30 a year — for a single filer with a standard W-4.
How much does a dependent lower my Georgia withholding?
Each G-4 dependent allowance takes $5,000 a year off the pay Georgia withholds on, which is about $250 less tax withheld a year.
What happens if I didn't fill out a G-4?
Your employer may follow your federal W-4 if it gives enough information; otherwise it withholds as if you're single with zero allowances.
Does Georgia take anything else out of my paycheck?
No. Unemployment insurance is paid entirely by employers, and Georgia has no local income tax on wages.