Pennsylvania Paycheck Calculator 2026
Enter your pay and your local tax rate to see what lands in your bank account. Pennsylvania takes a flat 3.07%, plus unemployment compensation and your local taxes - we show each one.
How much does Pennsylvania take out for taxes? On a $60,000 salary paid every two weeks (single, standard W-4), Pennsylvania takes $72.47 of each $2,307.69 paycheck - 3.1% of pay, including PA unemployment compensation and Local earned income tax. With federal income tax ($193.08) and Social Security and Medicare ($176.54), $442.09 comes out in all - 19.2% - and you keep $1,865.60.
= $932.81 a week · $4,042.16 a month · $48,505.90 a year
Gross pay$2,307.69$60,000.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$193.08−$5,020.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $2,307.69 × 26 paychecks | $60,000.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $51,400.00 |
| Tax from the IRS yearly table · standard table | $5,020.00 |
| Federal income tax per paycheck · divided by 26 | $193.08 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $51,400.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($51,400.00 − $19,900.00) = $5,020.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$143.08−$3,720.00
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$33.46−$870.00
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Pennsylvania income tax · withheld−$70.85−$1,842.10
3.07%. Worked out with Pennsylvania's official 2026 withholding method, step by step:
| Gross pay this paycheck | $2,307.69 |
| Pennsylvania taxable pay | $2,307.69 |
| Pennsylvania income tax this paycheck · × 3.07%, no allowances | $70.85 |
Source: Pennsylvania DCED - Local Services Tax (LST) · checked Oct 16, 2026
PA unemployment compensation · 0.07%, employee share−$1.62−$42.00
PA unemployment compensation: an employee-paid Pennsylvania payroll program, taken as a share of your pay (0.07%, employee share).
Source: Pennsylvania DCED - Local Services Tax (LST) · checked Oct 16, 2026
Local earned income tax · enter your local rate above$0.00$0.00
Local earned income tax: an employee-paid Pennsylvania payroll program, taken as a share of your pay (enter your local rate above).
Source: Pennsylvania DCED - Local Services Tax (LST) · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
What comes out of a Pennsylvania paycheck
- Federal income tax withholding - worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security - 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare - 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
A Pennsylvania paycheck usually has four state and local lines:
- Pennsylvania income tax: 3.07% of your pay, with no allowances or standard deduction. Unlike federal tax, Pennsylvania taxes what you put in a 401(k) or 403(b); pre-tax health insurance through a section 125 plan is not taxed.
- Unemployment compensation: 0.07% of your gross wages ($0.70 per $1,000), with no yearly cap.
- Local earned income tax - a percentage set where you live and where you work; your employer withholds the higher of the two. Enter your rate above.
- Local Services Tax - a flat amount of up to $52 a year where you work, split across your paychecks.
What's different about Pennsylvania
Your 401(k) doesn't lower your Pennsylvania tax
Pennsylvania's Department of Revenue treats elective 401(k) and 403(b) deferrals as taxable compensation. So a traditional 401(k) lowers your federal income tax but not your 3.07% Pennsylvania tax. The calculator handles this automatically: open the "Pennsylvania income tax" line in the result to see it.
Local earned income tax: look up your rate
Pennsylvania municipalities and school districts can levy a local earned income tax. Your employer compares the rate where you live with the non-resident rate where you work and withholds the higher one. Rates are published by address on the Department of Community and Economic Development's Municipal Statistics site. Enter yours in "Local earned income tax rate" above - we apply it to the same pay as Pennsylvania income tax.
Philadelphia wage tax
If you live or work in Philadelphia, your employer withholds the city wage tax. From July 1, 2026 it is 3.735% for residents and 3.425% for non-residents (it was 3.74% and 3.43% before). Enter the rate that applies to you.
Local Services Tax
Where the Local Services Tax is more than $10 a year, your employer divides it evenly across your paychecks, rounding down to the cent - $52 a year is $1 a week. Places charging more than $10 must exempt people earning under $12,000 a year there.
Paydays and your last paycheck
Pennsylvania employers must pay on regular paydays set in advance. When you leave, your final wages are due no later than the next regular payday.
Pennsylvania salary after tax
Each answer is worked out by the same calculator as above, for a single filer paid every two weeks with a standard W-4 and no 401(k) or benefits. Jump to: $35,000 · $45,000 · $55,000 · $60,000 · $65,000 · $75,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
How much is $35,000 a year after tax in Pennsylvania?
About $29,203 a year - $1,123.21 every two weeks, or about $2,434 a month. That's after $2,020 of federal income tax, $2,678 of Social Security and Medicare and $1,099 in Pennsylvania taxes; you keep 83%. Try $35,000 with your own W-4 and deductions.
How much is $45,000 a year after tax in Pennsylvania?
About $36,925 a year - $1,420.17 every two weeks, or about $3,077 a month. That's after $3,220 of federal income tax, $3,443 of Social Security and Medicare and $1,413 in Pennsylvania taxes; you keep 82%. Try $45,000 with your own W-4 and deductions.
How much is $55,000 a year after tax in Pennsylvania?
About $44,646 a year - $1,717.14 every two weeks, or about $3,720 a month. That's after $4,420 of federal income tax, $4,208 of Social Security and Medicare and $1,727 in Pennsylvania taxes; you keep 81%. Try $55,000 with your own W-4 and deductions.
How much is $60,000 a year after tax in Pennsylvania?
About $48,506 a year - $1,865.60 every two weeks, or about $4,042 a month. That's after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $1,884 in Pennsylvania taxes; you keep 81%. Try $60,000 with your own W-4 and deductions.
How much is $65,000 a year after tax in Pennsylvania?
About $52,367 a year - $2,014.10 every two weeks, or about $4,364 a month. That's after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $2,041 in Pennsylvania taxes; you keep 81%. Try $65,000 with your own W-4 and deductions.
How much is $75,000 a year after tax in Pennsylvania?
About $59,237 a year - $2,278.36 every two weeks, or about $4,936 a month. That's after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,355 in Pennsylvania taxes; you keep 79%. Try $75,000 with your own W-4 and deductions.
How much is $80,000 a year after tax in Pennsylvania?
About $62,598 a year - $2,407.61 every two weeks, or about $5,217 a month. That's after $8,770 of federal income tax, $6,120 of Social Security and Medicare and $2,512 in Pennsylvania taxes; you keep 78%. Try $80,000 with your own W-4 and deductions.
How much is $90,000 a year after tax in Pennsylvania?
About $69,319 a year - $2,666.12 every two weeks, or about $5,777 a month. That's after $10,970 of federal income tax, $6,885 of Social Security and Medicare and $2,826 in Pennsylvania taxes; you keep 77%. Try $90,000 with your own W-4 and deductions.
How much is $100,000 a year after tax in Pennsylvania?
About $76,040 a year - $2,924.61 every two weeks, or about $6,337 a month. That's after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $3,140 in Pennsylvania taxes; you keep 76%. Try $100,000 with your own W-4 and deductions.
How much is $120,000 a year after tax in Pennsylvania?
About $89,482 a year - $3,441.62 every two weeks, or about $7,457 a month. That's after $17,570 of federal income tax, $9,180 of Social Security and Medicare and $3,768 in Pennsylvania taxes; you keep 75%. Try $120,000 with your own W-4 and deductions.
How much is $150,000 a year after tax in Pennsylvania?
About $109,081 a year - $4,195.42 every two weeks, or about $9,090 a month. That's after $24,734 of federal income tax, $11,475 of Social Security and Medicare and $4,710 in Pennsylvania taxes; you keep 73%. Try $150,000 with your own W-4 and deductions.
Pennsylvania vs neighboring states
Take-home pay on a $60,000 salary, single filer paid every two weeks with a standard W-4. "State taxes" counts state and local income tax withheld (with each calculator's default choices) plus any employee-paid state payroll premium; federal tax, Social Security and Medicare are the same everywhere.
| State | State taxes | Take-home | vs here |
|---|---|---|---|
| Ohio | $1,413 | $48,977 | +$472 |
| Pennsylvania | $1,884 | $48,506 | - |
| West Virginia | $2,054 | $48,336 | −$170 |
| New Jersey | $2,457 | $47,933 | −$573 |
| Delaware | $2,893 | $47,497 | −$1,009 |
| New York | $2,966 | $47,424 | −$1,082 |
| Maryland | $4,245 | $46,145 | −$2,361 |
Local income taxes (city, county or school district) aren't included for Pennsylvania, New York, Delaware and Ohio - enter your rate on the state's calculator. Maryland includes the calculator's default local tax.
Where you live and where you work can both matter when the two states differ - check each state's page.
Moving? New Jersey vs Pennsylvania taxes · Florida vs Pennsylvania taxes · New York vs Pennsylvania taxes · Salary needed to move
What changed for 2026
Pennsylvania's own rates didn't change for 2026; Philadelphia's wage tax did.
- New federal withholding tables. The IRS updated Publication 15-T for 2026, including changes from the 2025 tax law. The standard deduction is $16,100 single, $32,200 married filing jointly, and $24,150 head of household.
- Social Security wage base: $184,500 (up from $176,100). If you earn more, Social Security stops later in the year.
- Tips and overtime deductions for 2025–2028 - see below.
- Pennsylvania income tax: still 3.07%; employee unemployment compensation still 0.07%.
- Philadelphia wage tax from July 1, 2026: 3.735% residents, 3.425% non-residents.
- Minimum wage: still $7.25.
Why your paycheck might differ from this
- Your W-4. Credits for children (Step 3), a checked Step 2 box, or extra withholding (Step 4c) change the federal amount a lot. Open "Tips, 401(k), health insurance and W-4 details" above to enter them.
- Benefits taken before tax. Health insurance through work usually lowers income tax and Social Security and Medicare. A traditional 401(k) lowers income tax only.
- Rounding. Payroll software may round each step, so a few cents of difference is normal.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
More for Pennsylvania
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes · PA local EIT and LST explained · Philadelphia paycheck
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Pennsylvania ranks on $75,000 · Pay stub checker · W-4 guide
Other states: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Pennsylvania DCED - Local Services Tax (LST) - no more than $52 a year in total; where the levy is over $10, withheld pro rata each payroll period at the place of employment and people earning under $12,000 there are exempt; one LST per payroll period (last modified November 24, 2025; checked Sep 27, 2026)
- Pennsylvania Department of Revenue - Employer withholding - flat 3.07% of compensation
- Pennsylvania Department of Revenue - REV-415 Employer withholding information guide - 401(k) elective deferrals are taxable; compensation includes bonuses and incentive payments, withheld at the flat 3.07% like all compensation (REV-415 (SU) 01-23, p. 4)
- Pennsylvania PIT Guide - Gross compensation - section 125 health coverage contributions are exempt
- Pennsylvania L&I - UC employee withholding - 0.07% of total gross wages, not limited to the taxable wage base
- Pennsylvania DCED - Act 32 earned income tax FAQ - withhold the higher of the resident or non-resident rate
- Pennsylvania DCED - Municipal Statistics: find your local tax
- Pennsylvania DCED - Local Services Tax - limited to $52 a year
- City of Philadelphia - Wage Tax (employers) - 3.735% residents, 3.425% non-residents from July 1, 2026
- Pennsylvania L&I - Overtime and tipped worker rules
- Pennsylvania Wage Payment and Collection Law - final pay by the next regular payday
Questions
How much does Pennsylvania take out for taxes?
On a $60,000 salary paid every two weeks (single, standard W-4), Pennsylvania takes $72.47 of each $2,307.69 paycheck - 3.1% of pay, including PA unemployment compensation and Local earned income tax. With federal income tax ($193.08) and Social Security and Medicare ($176.54), $442.09 comes out in all - 19.2% - and you keep $1,865.60.
How much Pennsylvania tax comes out of my paycheck?
3.07% of your pay after pre-tax health premiums - with no allowances - plus 0.07% unemployment compensation, your local earned income tax rate and any Local Services Tax.
How much is taken out of a $1,000 paycheck in Pennsylvania?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $30.70 of Pennsylvania income tax, leaving $854.02. Enter your own details in the calculator for your exact figure.
Does my 401(k) lower my Pennsylvania tax?
No. Pennsylvania taxes elective 401(k) and 403(b) deferrals, so they lower your federal income tax but not your Pennsylvania income tax.
What is the Philadelphia wage tax?
From July 1, 2026, 3.735% for Philadelphia residents and 3.425% for non-residents who work in the city. Enter it as your local earned income tax rate.
What is the LST on my Pennsylvania pay stub?
The Local Services Tax: up to $52 a year where you work, split across your paychecks.