Indiana Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $661.69 a week · $2,867.32 a month · $34,407.78 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Indiana income tax · withheld−$46.07−$1,197.82
2.95% plus county tax. Worked out with Indiana's official 2026 withholding method, step by step:
| Pay subject to Indiana tax this paycheck · after pre-tax 401(k) and benefits, like federal | $1,600.00 |
| Minus personal exemptions · 1 × $1,000 ÷ 26 | −$38.46 |
| Indiana taxable income · county tax uses this amount too | $1,561.54 |
| Indiana state income tax this paycheck · × 2.95% (Departmental Notice #1) | $46.07 |
Source: Indiana DOR - Departmental Notice #1 (county and state withholding) · checked Sep 29, 2026
County income tax · enter your county rate above$0.00$0.00
County income tax: an employee-paid Indiana payroll program, taken as a share of your pay (enter your county rate above).
Source: Indiana DOR - Departmental Notice #1 (county and state withholding) · checked Sep 29, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Indiana
Indiana's minimum wage is $7.25 an hour, the same as the federal rate, in effect since July 24, 2009. Tipped employees can be paid $2.13 an hour if the employer claims a tip credit and tips bring them up to $7.25. Employers may pay $4.25 an hour to workers under 20 for their first 90 days in a row on the job.
Overtime. Time-and-a-half for hours over 40 in a workweek.
Extra hours raise both taxes. The state and county taxes are percentages of your pay after exemptions, so overtime adds to both.
Minimum wage after taxes in Indiana
At Indiana's minimum wage of $7.25 an hour (since July 24, 2009), a full-time worker takes home about $519.65 every two weeks - $13,511 a year, or $6.50 for each hour worked after tax. No increase is scheduled.
| Minimum wage, $7.25/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $580.00 | $519.65 | $13,511 | $6.50 |
| 30 hours a week | $435.00 | $390.02 | $10,141 | $6.50 |
| 20 hours a week | $290.00 | $260.39 | $6,770 | $6.51 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $2.13 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Indiana
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $7.25 (minimum wage) | $519.65 | $13,511 | $6.50 |
| $15 | $1,013.78 | $26,358 | $12.67 |
| $18 | $1,199.54 | $31,188 | $14.99 |
| $20 | $1,323.38 | $34,408 | $16.54 |
| $22 | $1,447.22 | $37,628 | $18.09 |
| $25 | $1,632.98 | $42,457 | $20.41 |
| $30 | $1,942.58 | $50,507 | $24.28 |
Part time and overtime at $20 an hour in Indiana
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $698.25 | 87% |
| 30 hours | $1,200.00 | $1,013.78 | 84% |
| 40 hours | $1,600.00 | $1,323.38 | 83% |
| 40 hours + 5 overtime | $1,900.00 | $1,555.58 | 82% |
| 40 hours + 10 overtime | $2,200.00 | $1,787.78 | 81% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of an Indiana paycheck, with its official source, is set out on the Indiana paycheck calculator.
More for Indiana
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Indiana ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Indiana DOR - Departmental Notice #1 (county and state withholding) - one-time or non-periodic payments such as a bonus: withhold state and county tax without exemptions (read Sep 27, 2026)
- Indiana Department of Revenue - Departmental Notice #1, Withholding (R47 / 10-26, effective Oct. 1, 2026) - 2.95% state rate; $1,000 / $1,500 / $3,000 exemption constants; county rates, Boone 0.0171* (the only rate changed since the January 1, 2026 edition); worked example (read Sep 29, 2026)
- Indiana Department of Revenue - Form WH-4, Employee's Withholding Exemption and County Status Certificate - personal, dependent, age 65/blind, additional dependent and adopted child exemptions; county of residence and work on January 1
- Indiana Code 6-3-2-1 - Individual income tax rate - 3% for 2025, 2.95% for 2026, 2.9% from 2027
- Indiana Code 6-3-1-3.5 - Adjusted gross income - starts from federal adjusted gross income
- Indiana Department of Workforce Development - Unemployment for employers FAQ - only employers pay into the unemployment insurance system
- Indiana Department of Labor - Indiana minimum wage poster - $7.25 since July 24, 2009; $2.13 tipped cash wage; overtime after 40 hours
- Indiana Code 22-2-5-1 - Frequency of wage payments - at least semimonthly, or biweekly if requested; wages to within 10 business days; quitting employees paid on the next regular payday
- Indiana Code 22-2-9-2 - Wages of separated employees - due at the regular payday for the pay period of separation
- Indiana Department of Labor - Online wage claim form
Questions
What is minimum wage after taxes in Indiana?
At $7.25 an hour for 40 hours a week, about $519.65 every two weeks and $13,511 a year after federal and state taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Indiana?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $1,013.78 after tax per paycheck - $26,358 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Indiana?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,323.38 after tax per paycheck - $34,408 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Indiana?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,632.98 after tax per paycheck - $42,457 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Indiana?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $232.20 after tax (single filer, standard W-4).