Arizona Salary Paycheck Calculator
Enter your yearly salary and how often you're paid. We split it into paychecks and take out exactly what the tax tables say.
| Per paycheck | Amount | Per year |
|---|---|---|
| Gross pay | $2,115.38 | $55,000.00 |
| Federal income tax · withheld | −$170.00 | −$4,420.00 |
| Social Security (6.2%) | −$131.15 | −$3,410.00 |
| Medicare (1.45%) | −$30.67 | −$797.50 |
| Arizona income tax · withheld | −$42.31 | −$1,100.06 |
| Take-home pay | $1,741.25 | $45,272.44 |
How the federal income tax was worked out
| Pay subject to income tax, for the year · $2,115.38 × 26 paychecks | $55,000.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $46,400.00 |
| Tax from the IRS yearly table · standard table | $4,420.00 |
| Federal income tax per paycheck · divided by 26 | $170.00 |
IRS Publication 15-T (2026), Worksheet 1A — the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
How the Arizona income tax was worked out
| Gross taxable wages this paycheck · federal W-2 box 1 wages: after pre-tax 401(k) and benefits | $2,115.38 |
| × your A-4 percentage (2.0%) · 2.0% is also what applies with no A-4 | $42.31 |
| Arizona income tax withheld this paycheck | $42.31 |
Arizona salary after tax: common salaries
Take-home pay rounded to the dollar, for a single filer paid every two weeks with a standard W-4 and no 401(k) or benefits. Your own figure depends on your W-4 and deductions — use the calculator above.
| Salary | Per paycheck | Per year | Kept |
|---|---|---|---|
| $40,000 | $1,289 | $33,520 | 84% |
| $50,000 | $1,591 | $41,355 | 83% |
| $60,000 | $1,892 | $49,190 | 82% |
| $75,000 | $2,311 | $60,093 | 80% |
| $100,000 | $2,968 | $77,180 | 77% |
| $150,000 | $4,261 | $110,791 | 74% |
Salary to paycheck
Your salary is divided by the number of paychecks in the year: 52 weekly, 26 every two weeks, 24 twice a month, or 12 monthly. Every-two-weeks pay gives 26 checks, so two months a year have three paydays.
A traditional 401(k) lowers the pay federal income tax is worked out on, but not Social Security or Medicare. A Roth 401(k) comes out after tax — enter it as an after-tax deduction.
Salaried in Arizona
On a salary, your Arizona withholding is simply your A-4 percentage times each paycheck's taxable pay, plus any extra amount — the same every payday unless your pay or pre-tax deductions change. A traditional 401(k) lowers it; a Roth 401(k) does not.
What comes out of a Arizona paycheck
- Federal income tax withholding — worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security — 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare — 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
Arizona has a flat 2.5% income tax. Withholding works differently from most places: there are no brackets, allowances or deductions on the form. Instead, you pick a percentage on Form A-4, and your employer takes that share of each paycheck:
- Start with your gross taxable wages — the pay that ends up in box 1 of your federal W-2. A traditional 401(k) and pre-tax health insurance come off first.
- Multiply by the percentage you chose: 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, 3.5%.
- Add any extra dollar amount you asked for on the A-4. The total is your Arizona withholding.
If you never gave your employer an A-4, it must withhold 2.0%. New employees are asked to fill one in within 5 days of starting. Unemployment insurance is paid by employers — on the first $8,000 of each worker's wages — and state law bars them from taking it out of your pay.
Other Arizona calculators
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare rates
- Social Security Administration — 2026 wage base of $184,500
- IRS — tips and overtime deductions
- Arizona Department of Revenue — Form A-4, Employee's Arizona Withholding Election (2026) — 0.5%–3.5% choices; extra amount; 0% election; 2.0% if no A-4; gross taxable wages = W-2 box 1
- Arizona Department of Revenue — Employer's Instructions for Form A-4 (2026) — default 2.0%; new employees complete A-4 within 5 days; gross taxable wages follow the federal definition
- Arizona Department of Revenue — Withholding Calculations — 2.5% tax rate for 2023 and beyond; worked example $2,000 × 2.5% = $50.00 + $4.55 extra
- Arizona Department of Economic Security — Who pays unemployment taxes? — employers pay; first $8,000 of each employee's wages
- A.R.S. § 23-735 — No deduction from wages to finance employer contributions
- Industrial Commission of Arizona — New 2026 Minimum Wage — $14.70 → $15.15 on January 1, 2026
- A.R.S. § 23-363 — Minimum wage; tipped employees — up to $3.00 less for tipped employees; yearly cost-of-living increase
- City of Tucson — Tucson Minimum Wage Act — $15.45 for 2026; tip credit up to $3.00
- City of Flagstaff — Minimum Wage — $18.35 from January 1, 2026; full minimum wage regardless of tips
- U.S. Department of Labor — Overtime pay — time-and-a-half over 40 hours in a workweek (FLSA)
- A.R.S. § 23-351 — Paydays — two or more paydays a month, no more than 16 days apart
- A.R.S. § 23-353 — Final pay
- A.R.S. § 23-356 — Wage claims — up to $12,000, within one year
- Industrial Commission of Arizona — Labor Department (wage claims)
Questions
What is the Arizona income tax rate in 2026?
2.5%, a flat rate. What comes out of your paycheck is set by the percentage you choose on Form A-4, not by that rate.
How much is taken out of a $1,000 paycheck in Arizona?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $20.00 of Arizona income tax, leaving $865.42. Enter your own details in the calculator for your exact figure.
What is $20 an hour after taxes in Arizona?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,337.45 after tax per paycheck — $34,773.60 a year — for a single filer with a standard W-4.
What happens if I didn't fill out an A-4?
Your employer must withhold 2.0% of your gross taxable wages.
Which A-4 percentage matches my tax?
It depends on your whole year's income and deductions. Your return applies the 2.5% rate after deductions, while withholding applies your percentage to all taxable wages. The Department of Revenue's withholding calculations page shows how to work out a target.
When do I get my last paycheck in Arizona?
If you're fired, within 7 working days or by the end of the next regular pay period, whichever is sooner. If you quit, by the regular payday for that pay period.