Iowa Salary Paycheck Calculator
Enter your yearly salary and how often you're paid. We split it into paychecks and take out exactly what the tax tables say.
= $935.46 a week · $4,053.67 a month · $48,644.10 a year
Gross pay$2,307.69$60,000.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$193.08−$5,020.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $2,307.69 × 26 paychecks | $60,000.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $51,400.00 |
| Tax from the IRS yearly table · standard table | $5,020.00 |
| Federal income tax per paycheck · divided by 26 | $193.08 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $51,400.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($51,400.00 − $19,900.00) = $5,020.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$143.08−$3,720.00
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$33.46−$870.00
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Iowa income tax · withheld−$67.15−$1,745.90
3.8% flat rate, after a deduction and your IA W-4 allowances. Worked out with Iowa's official 2026 withholding method, step by step:
| Pay subject to Iowa tax this paycheck · after pre-tax 401(k) and benefits | $2,307.69 |
| Minus Iowa deduction amount · other (including single) ($13,000 a year) | −$500.00 |
| Taxable pay this paycheck | $1,807.69 |
| Iowa tax before allowances · × 3.8% flat rate | $68.69 |
| Minus IA W-4 allowances · $40 ÷ 26 paychecks | −$1.54 |
| Iowa tax from the formula this paycheck | $67.15 |
| Iowa income tax this paycheck · 2026 withholding formula | $67.15 |
Source: Iowa Admin. Code r. 701 - 307.2, Computation of amount withheld (supplemental wages) - Iowa Legislature · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Iowa salary after tax: common salaries
Take-home pay rounded to the dollar, for a single filer paid every two weeks with a standard W-4 and no 401(k) or benefits. Your own figure depends on your W-4 and deductions - use the calculator above.
| Salary | Per paycheck | Per year | Kept |
|---|---|---|---|
| $40,000 | $1,282 | $33,334 | 83% |
| $50,000 | $1,577 | $40,989 | 82% |
| $60,000 | $1,871 | $48,644 | 81% |
| $75,000 | $2,280 | $59,276 | 79% |
| $100,000 | $2,920 | $75,914 | 76% |
| $150,000 | $4,178 | $108,625 | 72% |
$60,000 per paycheck in Iowa, by pay schedule
The same salary split by how often you're paid (paychecks a year in brackets), single filer with a standard W-4. The yearly take-home is about the same; only the size of each check changes.
| Paid | Gross per paycheck | Take-home per paycheck |
|---|---|---|
| Weekly (52) | $1,153.85 | $935.46 |
| Every two weeks (26) | $2,307.69 | $1,870.92 |
| Twice a month (24) | $2,500.00 | $2,026.83 |
| Monthly (12) | $5,000.00 | $4,053.67 |
Salary to paycheck
Your salary is divided by the number of paychecks in the year: 52 weekly, 26 every two weeks, 24 twice a month, or 12 monthly. Every-two-weeks pay gives 26 checks, so two months a year have three paydays.
A traditional 401(k) lowers the pay federal income tax is worked out on, but not Social Security or Medicare. A Roth 401(k) comes out after tax - enter it as an after-tax deduction.
Salaried in Iowa
On a salary, Iowa's tax is close to 3.8% of your pay after pre-tax 401(k) and health benefits, less the yearly deduction amount for your IA W-4 filing status ($13,000, $19,500 or $26,000), and then less your IA W-4 allowance amount. If you live in a school district with a surtax, you will owe a bit more when you file.
Every line that comes out of an Iowa paycheck, with its official source, is set out on the Iowa paycheck calculator.
More for Iowa
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Iowa ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Iowa Admin. Code r. 701 - 307.2, Computation of amount withheld (supplemental wages) - Iowa Legislature - when federal tax is withheld on a flat-rate basis, Iowa tax on supplemental wages at 6% without allowances; otherwise treated as a regular wage payment. Current rule text, last changed by editorial change 11/2/22; IDR's 2026 withholding tables and guidance don't set another rate (checked Sep 28, 2026)
- Iowa Department of Revenue - Iowa Individual Income Tax Withholding Formula, Effective January 1, 2026 (released November 2025) - T1 = wages − deduction amount; T2 = T1 × 3.80%; T3 = T2 − allowance amount ÷ pay periods; T4 = T3 + additional; deduction amounts $13,000 / $19,500 / $26,000 a year; ten worked examples
- Iowa Department of Revenue - Iowa Withholding Tables Effective January 1, 2026 (released November 2025)
- Iowa Department of Revenue - 2026 IA W-4 Employee Withholding Allowance Certificate - filing status; line 1 $40 for yourself ($80 head of household), +$20 age 65 or blind; line 2 $40 per dependent; line 7 total allowances; line 8 additional amount; school district surtax advice
- Iowa Department of Revenue - IDR Announces 2026 Individual Income Tax and Interest Rates (October 21, 2025) - flat 3.8% on all levels of taxable income; Senate File 2442 (May 2024)
- Iowa Department of Revenue - IDR Issues New Income Withholding Tax Tables for 2026 (November 3, 2025) - formula and IA W-4 revised for 2026 federal law changes
- Iowa Administrative Code 701 - 307.3 - Withholding allowance certificates - an employee who fails to furnish a certificate is considered as claiming no withholding allowances
- Iowa Department of Revenue - IA 1040 expanded instructions, Line 19: School District Surtax / Emergency Medical Services Tax - surtax is a percentage of Iowa tax, based on the school district you live in on December 31, paid on the return
- Iowa Workforce Development - Unemployment Insurance Claimant Handbook 2026–2027 - "a tax paid entirely by employers"; "You do not pay any part of this cost."
- Iowa Code §91D.1 - Minimum wage - $7.25 as of January 1, 2008; tips may count for up to 40% of the minimum wage; $6.35 during the first 90 calendar days
- Iowa Code §91A.3 - Mode of payment - at least monthly, semimonthly or biweekly on regular paydays; payday no more than 12 days (excluding Sundays and legal holidays) after the end of the period
- Iowa Code §91A.4 - Payment on termination - all wages earned due no later than the next regular payday
- Iowa Department of Inspections, Appeals, and Licensing - Wage and Child Labor: Wages - wage claims: less than one year since wages were due, under $6,500, all work in Iowa; overtime questions go to the U.S. Department of Labor
- U.S. Department of Labor - Overtime pay - time and one-half after 40 hours in a workweek
Questions
How much is a $60,000 salary per paycheck in Iowa?
About $1,870.92 every two weeks or $2,026.83 twice a month after tax, from $2,307.69 and $2,500.00 gross, for a single filer with a standard W-4.
How much is $75,000 a year a month after taxes in Iowa?
About $4,939.70 a month if you're paid monthly, out of $6,250.00 gross (single filer, standard W-4, no 401(k) or benefits).
How much does a 5% 401(k) contribution lower take-home pay on $75,000 in Iowa?
Putting 5% ($144.23 a paycheck) into a traditional 401(k) lowers take-home by about $107.01 every two weeks, because it comes out before income tax. Social Security and Medicare don't change.
How much more does a married couple keep on $100,000 in Iowa?
Filing jointly with one $100,000 salary, take-home is about $3,132.46 every two weeks, against $2,919.77 for a single filer, before any credits for children.