Arkansas Paycheck Calculator 2026
Enter your pay and your AR4EC exemptions to see what lands in your bank account. Arkansas's 2026 income tax tops out at 3.7% - we show each step of the state's withholding formula.
How much does Arkansas take out for taxes? On a $60,000 salary paid every two weeks (single, standard W-4), Arkansas takes $66.65 of each $2,307.69 paycheck - 2.9% of pay. With federal income tax ($193.08) and Social Security and Medicare ($176.54), $436.27 comes out in all - 18.9% - and you keep $1,871.42.
= $935.71 a week · $4,054.76 a month · $48,657.10 a year
Gross pay$2,307.69$60,000.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$193.08−$5,020.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $2,307.69 × 26 paychecks | $60,000.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $51,400.00 |
| Tax from the IRS yearly table · standard table | $5,020.00 |
| Federal income tax per paycheck · divided by 26 | $193.08 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $51,400.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($51,400.00 − $19,900.00) = $5,020.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$143.08−$3,720.00
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$33.46−$870.00
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Arkansas income tax · withheld−$66.65−$1,732.90
0% to 3.7%. Worked out with Arkansas's official 2026 withholding tables, step by step:
| Pay subject to Arkansas tax, for the year · this paycheck × 26, after pre-tax 401(k) and benefits | $59,999.94 |
| Minus Arkansas standard deduction | −$2,470.00 |
| Net taxable income | $57,529.94 |
| Income used for the table · the $50 midrange of its $100 range | $57,550.00 |
| × 3.7% · table row from $26,400 | $2,129.35 |
| Minus the row's adjustment | −$367.16 |
| Yearly gross tax · $1,762.19 rounded to the whole dollar | $1,762.00 |
| Minus personal tax credits · 1 × $29.00 (AR4EC) | −$29.00 |
| Yearly Arkansas tax | $1,733.00 |
| Arkansas income tax this paycheck · ÷ 26 | $66.65 |
Income used for the table ($50 midrange): $57,550.00, so this row applies:
| From | Up to | Rate | Minus |
|---|---|---|---|
| … 1 more row | |||
| $5,600 | $11,200 | 2% | $111.98 |
| $11,200 | $16,000 | 3% | $223.97 |
| $16,000 | $26,400 | 3.4% | $287.97 |
| $26,400 | $94,701 | 3.7% | $367.16 Your row |
| $94,701 | $94,801 | 3.7% | $369.90 |
| $94,801 | $94,901 | 3.7% | $359.90 |
| $94,901 | $95,001 | 3.7% | $349.90 |
| … 27 more rows | |||
3.7% × $57,550.00 − $367.16 = $1,762.19
Source: Arkansas Department of Finance and Administration - Withholding Tax Formula Method (Effective 01/01/2026) · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
What comes out of an Arkansas paycheck
- Federal income tax withholding - worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security - 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare - 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
Arkansas has a graduated income tax. For 2026 the top rate is 3.7%, down from 3.9%. Employers work out withholding with the Department of Finance and Administration's formula:
- Take your pay subject to income tax for this paycheck - after a traditional 401(k) and pre-tax health insurance - and multiply it by your number of paychecks in a year.
- Subtract the standard deduction of $2,470. What's left is your net taxable income. Below $100,001, it is read at the middle of its $100 range - so anything from $25,000 up to (but not including) $25,100 counts as $25,050.
- Multiply by the rate for that row of the table (2%, 3%, 3.4% or 3.7%) and subtract the row's adjustment amount. Round to the whole dollar.
- Take off $29 for each exemption on your AR4EC.
- Divide by your number of paychecks.
The only state line in this calculator for an Arkansas paycheck is income tax. Your employer pays the state's unemployment insurance tax on the first $7,000 of your pay each year.
What's different about Arkansas
A tax cut in the middle of the year
In a special session in May 2026, lawmakers cut the top rate from 3.9% to 3.7%, starting back on January 1, 2026. The state's withholding formula now uses 3.7%.
Adjustment amounts instead of tax on each slice
Rather than taxing each slice of income at its own rate, the table applies one rate to your whole net taxable income and then subtracts a fixed amount for that row. Up to $5,599, the rate is 0%. Between $94,701 and $97,601, the adjustment drops by $10 for each $100 of income, from $369.90 to $79.90, so higher earners pay 3.7% on more of their income.
Your AR4EC
Form AR4EC tells your employer how many exemptions to use. You claim 1 for yourself, or 2 for yourself and your spouse or as head of household, plus 1 for each dependent. Each exemption is a $29 tax credit for the year. If you never turned in an AR4EC, your employer withholds with no exemptions. The form also has a box for people who qualify for the low-income tax rates; their employers use separate low-income tables, which this calculator does not show.
Paydays and your last paycheck
Corporations in Arkansas must pay most workers at least twice a month. If you are fired, your employer must pay all wages due by the next regular payday; if it is more than 7 days late after that, the employer owes double the wages due. If you're owed $2,000 or less and earn $50,000 a year or less, you can file a wage claim online with the Arkansas Department of Labor and Licensing.
Arkansas salary after tax
Each answer is worked out by the same calculator as above, for a single filer paid every two weeks with a standard W-4 and no 401(k) or benefits. Jump to: $35,000 · $45,000 · $55,000 · $60,000 · $65,000 · $75,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
How much is $35,000 a year after tax in Arkansas?
About $29,494 a year - $1,134.40 every two weeks, or about $2,458 a month. That's after $2,020 of federal income tax, $2,678 of Social Security and Medicare and $808 in Arkansas taxes; you keep 84%. Try $35,000 with your own W-4 and deductions.
How much is $45,000 a year after tax in Arkansas?
About $37,159 a year - $1,429.20 every two weeks, or about $3,097 a month. That's after $3,220 of federal income tax, $3,443 of Social Security and Medicare and $1,178 in Arkansas taxes; you keep 83%. Try $45,000 with your own W-4 and deductions.
How much is $55,000 a year after tax in Arkansas?
About $44,824 a year - $1,724.02 every two weeks, or about $3,735 a month. That's after $4,420 of federal income tax, $4,208 of Social Security and Medicare and $1,548 in Arkansas taxes; you keep 81%. Try $55,000 with your own W-4 and deductions.
How much is $60,000 a year after tax in Arkansas?
About $48,657 a year - $1,871.42 every two weeks, or about $4,055 a month. That's after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $1,733 in Arkansas taxes; you keep 81%. Try $60,000 with your own W-4 and deductions.
How much is $65,000 a year after tax in Arkansas?
About $52,489 a year - $2,018.83 every two weeks, or about $4,374 a month. That's after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $1,918 in Arkansas taxes; you keep 81%. Try $65,000 with your own W-4 and deductions.
How much is $75,000 a year after tax in Arkansas?
About $59,305 a year - $2,280.94 every two weeks, or about $4,942 a month. That's after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,288 in Arkansas taxes; you keep 79%. Try $75,000 with your own W-4 and deductions.
How much is $80,000 a year after tax in Arkansas?
About $62,637 a year - $2,409.10 every two weeks, or about $5,220 a month. That's after $8,770 of federal income tax, $6,120 of Social Security and Medicare and $2,473 in Arkansas taxes; you keep 78%. Try $80,000 with your own W-4 and deductions.
How much is $90,000 a year after tax in Arkansas?
About $69,302 a year - $2,665.46 every two weeks, or about $5,775 a month. That's after $10,970 of federal income tax, $6,885 of Social Security and Medicare and $2,843 in Arkansas taxes; you keep 77%. Try $90,000 with your own W-4 and deductions.
How much is $100,000 a year after tax in Arkansas?
About $75,690 a year - $2,911.15 every two weeks, or about $6,308 a month. That's after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $3,490 in Arkansas taxes; you keep 76%. Try $100,000 with your own W-4 and deductions.
How much is $120,000 a year after tax in Arkansas?
About $89,010 a year - $3,423.46 every two weeks, or about $7,417 a month. That's after $17,570 of federal income tax, $9,180 of Social Security and Medicare and $4,240 in Arkansas taxes; you keep 74%. Try $120,000 with your own W-4 and deductions.
How much is $150,000 a year after tax in Arkansas?
About $108,441 a year - $4,170.81 every two weeks, or about $9,037 a month. That's after $24,734 of federal income tax, $11,475 of Social Security and Medicare and $5,350 in Arkansas taxes; you keep 72%. Try $150,000 with your own W-4 and deductions.
Arkansas vs neighboring states
Take-home pay on a $60,000 salary, single filer paid every two weeks with a standard W-4. "State taxes" counts state and local income tax withheld (with each calculator's default choices) plus any employee-paid state payroll premium; federal tax, Social Security and Medicare are the same everywhere.
| State | State taxes | Take-home | vs here |
|---|---|---|---|
| Tennessee | $0 | $50,390 | +$1,733 |
| Texas | $0 | $50,390 | +$1,733 |
| Louisiana | $1,456 | $48,934 | +$277 |
| Mississippi | $1,664 | $48,726 | +$69 |
| Arkansas | $1,733 | $48,657 | - |
| Missouri | $1,872 | $48,518 | −$139 |
| Oklahoma | $2,158 | $48,232 | −$425 |
Local income taxes (city, county or school district) aren't included for Missouri - enter your rate on the state's calculator.
Where you live and where you work can both matter when the two states differ - check each state's page.
What changed for 2026
Arkansas cut its income tax for 2026. Here is what changed.
- New federal withholding tables. The IRS updated Publication 15-T for 2026, including changes from the 2025 tax law. The standard deduction is $16,100 single, $32,200 married filing jointly, and $24,150 head of household.
- Social Security wage base: $184,500 (up from $176,100). If you earn more, Social Security stops later in the year.
- Tips and overtime deductions for 2025–2028 - see below.
- Top rate: 3.7%, down from 3.9%, passed in a May 2026 special session and applied from January 1.
- Withholding formula: $2,470 standard deduction and a $29 credit per AR4EC exemption.
- Minimum wage: still $11.00, the rate since January 1, 2021.
Why your paycheck might differ from this
- Your W-4. Credits for children (Step 3), a checked Step 2 box, or extra withholding (Step 4c) change the federal amount a lot. Open "Tips, 401(k), health insurance and W-4 details" above to enter them.
- Benefits taken before tax. Health insurance through work usually lowers income tax and Social Security and Medicare. A traditional 401(k) lowers income tax only.
- Rounding. Payroll software may round each step, so a few cents of difference is normal.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
More for Arkansas
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Arkansas ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Arkansas Department of Finance and Administration - Withholding Tax Formula Method (Effective 01/01/2026) - $2,470 standard deduction; $50 midrange below $100,001; rates 0%–3.7% with adjustment amounts; round the annual gross tax; $29 personal credit per AR4EC exemption; worked example ($2,127 monthly, 2 exemptions → $36.50)
- Arkansas DFA - Form AR4EC, Employee's Withholding Exemption Certificate (R 12/04/2025) - 1 exemption for yourself, 2 for yourself and spouse or head of household, 1 per dependent; without a form the employer withholds without exemptions; low-income tax rate box
- Arkansas DFA - Withholding Tax Instructions for Employers (revised 4/27/26) - current withholding rate 3.7%; bonuses and commissions may be withheld at 3.7%; §125 cafeteria plan and 401(k) amounts are not wages subject to withholding
- Arkansas DFA - Withholding Tax Low Income Tax Tables (Effective 01/01/2026) - separate wage-bracket tables for employees who qualify for the low-income rates
- Arkansas House of Representatives - Tax Cuts Passed in Special Session (May 8, 2026) - HB 1001 (Act 1) and SB 1 (Act 2): individual top rate reduced to 3.7% beginning January 1, 2026
- Arkansas DFA - fiscal impact statement, SB 1 (2026 First Extraordinary Session) - 3.7% on net income of $26,400 and over, tax year 2026 and after
- Arkansas DFA - Income tax withholding tables adjusted due to most recent tax cut (July 15, 2024) - previous top rate cut from 4.4% to 3.9%
- Arkansas Department of Labor and Licensing - Minimum Wage and Overtime - $11.00 since January 1, 2021, for employers with 4 or more employees; tipped cash wage $2.63; overtime after 40 hours a week at time and a half
- U.S. Department of Labor - Minimum Wages for Tipped Employees - Arkansas: $11.00 combined rate, $8.37 tip credit, $2.63 cash wage
- Arkansas Department of Labor and Licensing - Wage Claims - claims of $2,000 or less, for workers earning $50,000 a year or less; filed online through the Citizen's Portal
- Ark. Code § 11-4-405 - Payment on discharge - all wages due by the next regular payday; double wages if not paid within 7 days of it
- Ark. Code § 11-4-401 - Time of payment - corporations pay wages no less often than semimonthly; monthly allowed for some exempt managers and executives
- Arkansas Division of Workforce Services - Employer UI Contributions - employers pay unemployment insurance tax on the first $7,000 per employee per year
Questions
How much does Arkansas take out for taxes?
On a $60,000 salary paid every two weeks (single, standard W-4), Arkansas takes $66.65 of each $2,307.69 paycheck - 2.9% of pay. With federal income tax ($193.08) and Social Security and Medicare ($176.54), $436.27 comes out in all - 18.9% - and you keep $1,871.42.
What is the Arkansas income tax rate in 2026?
The withholding table uses 2%, 3%, 3.4% and 3.7%, after a first slice with no tax. The top rate fell from 3.9% to 3.7% this year.
How much is taken out of a $1,000 paycheck in Arkansas?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $18.62 of Arkansas income tax, leaving $866.80. Enter your own details in the calculator for your exact figure.
How much is an Arkansas exemption worth?
Each exemption on your AR4EC takes $29 off your yearly Arkansas tax - about $1.12 per paycheck if you're paid every two weeks.
What if I never filled in an AR4EC?
Your employer withholds Arkansas tax with no exemptions, so more is held back.
When do I get my last paycheck in Arkansas?
If you're fired, your employer must pay all wages due by the next regular payday, or owe double wages if it is more than 7 days late after that. The final-pay law covers employees who are let go.