Maine Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $654.72 a week · $2,837.13 a month · $34,045.60 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Maine income tax · withheld−$52.00−$1,352.00
5.8%, 6.75% and 7.15%, plus 2% over $1 million. Worked out with Maine's official 2026 withholding tables, step by step:
| Pay subject to Maine tax this paycheck · same as federal: after pre-tax 401(k) and benefits | $1,600.00 |
| Yearly pay (Step 1) · 1600.00 × 26 | $41,600.00 |
| Minus W-4ME allowances (Step 2) · 1 × $5,300 | −$5,300.00 |
| Minus Maine standard deduction (Step 3) · single: full amount | −$12,850.00 |
| Yearly income for withholding (Step 4) · single rate schedule | $23,450.00 |
| Yearly Maine withholding (Step 5) · 5.8% | $1,360.10 |
| Maine withholding for one paycheck (Step 6) · ÷ 26, rounded to the nearest dollar | $52.00 |
Yearly income for withholding: $23,450.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $27,400 | $0.00 | 5.8% Your row |
| $27,400 | $64,850 | $1,589.00 | 6.75% |
| $64,850 | - | $4,117.00 | 7.15% |
$0.00 + 5.8% × ($23,450.00 − $0.00) = $1,360.10
Source: Maine Revenue Services - 2026 Withholding Tables for Individual Income Tax (revised August 2026), p. 6 · checked Oct 16, 2026
Maine Paid Family & Medical Leave · 0.5% (the most taken from pay)−$8.00−$208.00
Maine Paid Family & Medical Leave: an employee-paid Maine payroll program, taken as a share of your pay (0.5% (the most taken from pay)).
Source: Maine Revenue Services - 2026 Withholding Tables for Individual Income Tax (revised August 2026), p. 6 · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Maine
Maine's minimum wage is $15.10 an hour from January 1, 2026, up from $14.65. It rises each year with the cost of living. Some cities, such as Portland and Rockland, may set a higher local minimum.
Tipped workers. Service employees can be paid a direct wage of $7.55 an hour when tips bring them up to $15.10, averaged over the week. If they don't, the employer must pay the difference.
Overtime. Time-and-a-half - one and a half times your regular rate - for hours over 40 in the workweek.
Extra hours raise both state lines. Income tax and Paid Family and Medical Leave are both based on your pay, so overtime and extra shifts raise them too. Your employer works out the income tax on your regular pay and overtime together.
Minimum wage after taxes in Maine
At Maine's minimum wage of $15.10 an hour (since January 1, 2026), a full-time worker takes home about $1,018.43 every two weeks - $26,479 a year, or $12.73 for each hour worked after tax. It rises to $15.70 on January 1, 2027 ($7.85 cash wage for tipped workers); see what each state's raise adds after tax.
| Minimum wage, $15.10/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $1,208.00 | $1,018.43 | $26,479 | $12.73 |
| 30 hours a week | $906.00 | $791.48 | $20,579 | $13.19 |
| 20 hours a week | $604.00 | $554.77 | $14,424 | $13.87 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $7.55 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Maine
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $15 | $1,013.05 | $26,339 | $12.66 |
| $15.10 (minimum wage) | $1,018.43 | $26,479 | $12.73 |
| $18 | $1,190.69 | $30,958 | $14.88 |
| $20 | $1,309.45 | $34,046 | $16.37 |
| $22 | $1,427.21 | $37,107 | $17.84 |
| $25 | $1,602.85 | $41,674 | $20.04 |
| $30 | $1,895.25 | $49,276 | $23.69 |
Part time and overtime at $20 an hour in Maine
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $710.72 | 89% |
| 30 hours | $1,200.00 | $1,013.05 | 84% |
| 40 hours | $1,600.00 | $1,309.45 | 82% |
| 40 hours + 5 overtime | $1,900.00 | $1,530.00 | 81% |
| 40 hours + 10 overtime | $2,200.00 | $1,749.55 | 80% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of a Maine paycheck, with its official source, is set out on the Maine paycheck calculator.
More for Maine
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Maine ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Maine Revenue Services - 2026 Withholding Tables for Individual Income Tax (revised August 2026), p. 6 - supplemental wages paid with regular wages: one payment; paid separately, the payer may withhold a flat 5% (read Sep 29, 2026)
- Maine Revenue Services - Withholding Tables for Individual Income Tax, tax year 2026 (revised August 2026) - revised to reflect the increased standard deduction and the new income tax surcharge; percentage method Steps 1–6; $5,300 per allowance; standard deduction $12,850 / $28,550 with phase-out; rate schedules 5.8%, 6.75%, 7.15%; 2% surcharge over $1,000,000 single / $1,500,000 married; round to the nearest dollar; Examples 1–3 ($0, $32, $256) (read Sep 29, 2026)
- Maine Revenue Services - 2026 individual income tax rate schedules (revised May 2026) - 2% surcharge on taxable income over $1,000,000 single / $1,500,000 joint from tax year 2026
- Maine Revenue Services - Form W-4ME, Employee's Withholding Allowance Certificate (rev. December 2025) - line 3 status: Single or Head of Household / Married / Married, but withholding at higher single rate; line 4 allowances (worksheet: self, spouse, head of household, children and dependents); line 5 additional amount
- Maine Revenue Services - Rule 803, Income tax withholding - withholding applies to payments subject to the federal wage method of withholding; same payroll period as federal
- Maine Revenue Services - Withholding Tables for Individual Income Tax, tax year 2025 - 2025: $5,150 per allowance; standard deduction $12,150 single, $27,150 married; 6.75% from $26,800 single
- Maine Department of Labor - Paid Family and Medical Leave employer FAQ (2026) - 1% of wages (15+ employees) or 0.5% (fewer than 15); employer may deduct up to half (or all of the 0.5%) from wages; excludes wages above the Social Security base; withholding from pay dates on or after Jan. 1, 2025; benefits from May 1, 2026
- 26 M.R.S. §850-F - Premiums (Maine Paid Family and Medical Leave) - employer may deduct up to 50% of the premium; premiums required up to the Social Security contribution and benefit base
- Social Security Administration - Contribution and benefit base - $184,500 for 2026
- Maine Department of Labor - Maine's Minimum Wage $15.10 Per Hour Beginning Tomorrow (Dec. 31, 2025) - $15.10 from $14.65 on Jan. 1, 2026; tipped service employees $7.55 direct wage; CPI-W Northeast; exempt salary $871.16 a week; Portland and Rockland may set higher local rates
- Maine Department of Labor - Minimum wage poster (rev. 10/25) - $15.10 from Jan. 1, 2026; $7.55 direct service wage; overtime at time and one-half after 40 hours in a workweek
- 26 M.R.S. §621-A - Timely and full payment of wages - paid at regular intervals not over 16 days, including wages earned to within 8 days of payday
- 26 M.R.S. §626 - Cessation of employment - paid in full no later than the next established payday
- Maine Department of Labor - Wage and Hour Complaint Portal - Wage and Hour Division: unpaid final pay, minimum wage, hours worked, overtime
Questions
What is minimum wage after taxes in Maine?
At $15.10 an hour for 40 hours a week, about $1,018.43 every two weeks and $26,479 a year after federal and state taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Maine?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $1,013.05 after tax per paycheck - $26,339 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Maine?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,309.45 after tax per paycheck - $34,046 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Maine?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,602.85 after tax per paycheck - $41,674 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Maine?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $220.55 after tax (single filer, standard W-4).