$20 an hour after taxes
How much is $20 an hour a year — and how much of it do you keep? Full time, $20 an hour is $41,600 a year before tax. After federal tax, Social Security and Medicare you take home about $35,606 in a state with no income tax, and $32,506 in Oregon, where the most comes out.
$20 an hour before tax
| Per | Gross pay | Take-home, no state income tax |
|---|---|---|
| Hour | $20.00 | $17.12 |
| Day (8 hours) | $160.00 | $136.94 |
| Week (40 hours) | $800.00 | $684.72 |
| Two weeks | $1,600.00 | $1,369.45 |
| Month | $3,466.67 | $2,967.13 |
| Year (2,080 hours) | $41,600 | $35,606 |
Single filer, standard W-4, paid every two weeks, no benefits. Part time in a state with no income tax: 30 hours a week takes home about $27,249 a year, 20 hours about $18,739.
$20 an hour after taxes in every state
| State | Per 2-week paycheck | Per month | Per year | State taxes a year |
|---|---|---|---|---|
| Florida | $1,369.45 | $2,967.13 | $35,606 | $0 |
| Nevada | $1,369.45 | $2,967.13 | $35,606 | $0 |
| New Hampshire | $1,369.45 | $2,967.13 | $35,606 | $0 |
| North Dakota | $1,369.45 | $2,967.13 | $35,606 | $0 |
| South Dakota | $1,369.45 | $2,967.13 | $35,606 | $0 |
| Tennessee | $1,369.45 | $2,967.13 | $35,606 | $0 |
| Texas | $1,369.45 | $2,967.13 | $35,606 | $0 |
| Wyoming | $1,369.45 | $2,967.13 | $35,606 | $0 |
| Alaska | $1,361.45 | $2,949.80 | $35,398 | $208 |
| Washington | $1,347.26 | $2,919.05 | $35,029 | $577 |
| Arizona | $1,337.45 | $2,897.80 | $34,774 | $832 |
| Ohio | $1,336.28 | $2,895.27 | $34,743 | $862 |
| Louisiana | $1,335.31 | $2,893.16 | $34,718 | $888 |
| Mississippi | $1,333.45 | $2,889.13 | $34,670 | $936 |
| Missouri | $1,330.45 | $2,882.63 | $34,592 | $1,014 |
| Iowa | $1,329.19 | $2,879.90 | $34,559 | $1,047 |
| Arkansas | $1,328.99 | $2,879.47 | $34,554 | $1,052 |
| Vermont | $1,326.11 | $2,873.23 | $34,479 | $1,127 |
| North Carolina | $1,324.45 | $2,869.63 | $34,436 | $1,170 |
| New Mexico | $1,324.18 | $2,869.06 | $34,429 | $1,177 |
| Montana | $1,323.45 | $2,867.47 | $34,410 | $1,196 |
| Indiana | $1,323.38 | $2,867.32 | $34,408 | $1,198 |
| West Virginia | $1,322.45 | $2,865.30 | $34,384 | $1,222 |
| New Jersey | $1,321.60 | $2,863.46 | $34,362 | $1,244 |
| California | $1,321.26 | $2,862.72 | $34,353 | $1,253 |
| South Carolina | $1,319.82 | $2,859.60 | $34,315 | $1,290 |
| Nebraska | $1,319.40 | $2,858.69 | $34,304 | $1,301 |
| Pennsylvania | $1,319.21 | $2,858.28 | $34,299 | $1,306 |
| Oklahoma | $1,318.45 | $2,856.63 | $34,280 | $1,326 |
| Georgia | $1,318.40 | $2,856.53 | $34,278 | $1,327 |
| Kentucky | $1,317.97 | $2,855.59 | $34,267 | $1,338 |
| Idaho | $1,317.45 | $2,854.47 | $34,254 | $1,352 |
| Michigan | $1,311.09 | $2,840.69 | $34,088 | $1,517 |
| Kansas | $1,310.91 | $2,840.30 | $34,084 | $1,522 |
| Connecticut | $1,309.98 | $2,838.28 | $34,059 | $1,546 |
| Virginia | $1,308.76 | $2,835.64 | $34,028 | $1,578 |
| Maine | $1,308.45 | $2,834.97 | $34,020 | $1,586 |
| Wisconsin | $1,305.13 | $2,827.77 | $33,933 | $1,672 |
| Alabama | $1,304.09 | $2,825.52 | $33,906 | $1,699 |
| Utah | $1,301.45 | $2,819.80 | $33,838 | $1,768 |
| Colorado | $1,301.32 | $2,819.52 | $33,834 | $1,771 |
| Delaware | $1,300.28 | $2,817.27 | $33,807 | $1,798 |
| Hawaii | $1,296.73 | $2,809.57 | $33,715 | $1,891 |
| New York | $1,296.66 | $2,809.42 | $33,713 | $1,893 |
| Illinois | $1,295.82 | $2,807.60 | $33,691 | $1,914 |
| Massachusetts | $1,294.40 | $2,804.53 | $33,654 | $1,951 |
| Rhode Island | $1,293.29 | $2,802.12 | $33,625 | $1,980 |
| District of Columbia | $1,291.07 | $2,797.31 | $33,568 | $2,038 |
| Minnesota | $1,284.48 | $2,783.03 | $33,396 | $2,209 |
| Maryland | $1,262.43 | $2,735.26 | $32,823 | $2,783 |
| Oregon | $1,250.25 | $2,708.87 | $32,506 | $3,099 |
40 hours a week, each state's default withholding choices; local income taxes you'd enter yourself aren't included (Maryland includes its default county).
Overtime at $20 an hour
Hours over 40 in a week are paid at least time and a half for non-exempt workers: $30.00 an hour at $20. Ten overtime hours add $300.00 to the week before tax. For 2025 through 2028, the extra half — $10.00 of each overtime hour — can be deducted on your federal return, up to $12,500 a year (how it works); your paycheck is still withheld as usual. Work out a week with the overtime calculator.
Your own numbers
Different hours, overtime, tips or a 401(k)? Use your state's hourly paycheck calculator, or the hourly to salary calculator for gross pay with unpaid weeks. Nearby rates: $19 an hour · $21 an hour · minimum wage after taxes.
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare rates
- Social Security Administration — 2026 wage base of $184,500
- U.S. Department of Labor — Overtime pay — at least 1.5× the regular rate for hours over 40 in a workweek for non-exempt workers
- U.S. Department of Labor, Wage and Hour Division — State minimum wage laws — each state's basic minimum rate and tipped cash wage; the federal $7.25 applies where a state has none or a lower one
Questions
$20 an hour is how much a year?
$41,600 before tax, working 40 hours a week for 52 weeks (2,080 hours). That's $3,466.67 a month and $1,600.00 every two weeks.
How much is $20 an hour after taxes?
About $35,606 a year — $1,369.45 every two weeks — in a state with no income tax, for a single filer with a standard W-4. In Oregon it's $32,506.
What is $20 an hour a month after taxes?
About $2,967.13 a month in a state with no income tax, full time.