Minnesota Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
| Per paycheck | Amount | Per year |
|---|---|---|
| Gross pay | $1,600.00 | $41,600.00 |
| Federal income tax · withheld | −$108.15 | −$2,812.00 |
| Social Security (6.2%) | −$99.20 | −$2,579.20 |
| Medicare (1.45%) | −$23.20 | −$603.20 |
| Minnesota income tax · withheld | −$77.93 | −$2,026.18 |
| MN Paid Leave · most your employer can deduct | −$7.04 | −$183.04 |
| Take-home pay | $1,284.48 | $33,396.38 |
How the federal income tax was worked out
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A — the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
How the Minnesota income tax was worked out
| Minnesota taxable pay this paycheck | $1,600.00 |
| Annual wage · 1600.00 × 26 | $41,600.00 |
| Yearly pay for the chart | $41,600.00 |
| Yearly tax from the chart · single chart | $2,026.21 |
| Minnesota income tax this paycheck · ÷ 26, to the cent (employers may round to the nearest dollar) | $77.93 |
Hourly pay in Minnesota
Minnesota's minimum wage is $11.41 an hour from January 1, 2026, for employers of every size. Workers under 20 can be paid a training wage of $9.31 for their first 90 days. Two cities set more: Minneapolis $16.37 for all employers; St. Paul $16.37, or $14.25 at businesses with five or fewer employees.
Tips. Minnesota has no tip credit. Your employer must pay at least the full minimum wage, and your tips come on top.
Overtime. Minnesota law requires time-and-a-half after 48 hours in a workweek. Federal law requires it after 40 hours; if the federal law covers your job, you get overtime after 40. Overtime is counted by the hours you work in a seven-day workweek.
Extra hours raise both state lines. The income tax and Paid Leave are based on your pay, so overtime and extra shifts raise them too.
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
What comes out of a Minnesota paycheck
- Federal income tax withholding — worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security — 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare — 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
A Minnesota paycheck usually has two state lines:
- Minnesota income tax, worked out with the Department of Revenue's 2026 withholding formula. Rates on each slice of yearly pay run from 5.35% to 9.85%.
- Minnesota Paid Leave — new on January 1, 2026. The premium is 0.88% of wages, and your employer can take up to 0.44% of your wages ($4.40 per $1,000) for your share. It stops once your pay for the year passes $185,000, so the most you pay in 2026 is $814.
Here is how the income tax is worked out. Your employer multiplies your taxable pay for one paycheck by the number of paychecks in a year. It subtracts $5,300 for each allowance on your W-4MN. It finds the yearly tax on what is left from the single or married chart, then divides by the number of paychecks. Open "How the Minnesota income tax was worked out" under the result to see each step.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare rates
- Social Security Administration — 2026 wage base of $184,500
- IRS — tips and overtime deductions
- Minnesota Department of Revenue — 2026 Minnesota Withholding Tax Instructions and Tables (Computer Formula, page 34) — allowance $5,300; single and married charts 5.35% to 9.85%; divide by payroll periods, may round to the nearest dollar; no W-4MN → single, zero allowances; supplemental 6.25%
- Minnesota Department of Revenue — 2026 Form W-4MN, Minnesota Employee Withholding Certificate — Single / Married / Married but withhold at higher Single rate; allowances; head of household adds one allowance
- Minnesota Department of Revenue — Definition of Wages (Withholding Fact Sheet 9) — Minnesota follows the federal provisions for determining taxable wages
- Minnesota DEED — Paid Leave small employer premium rate designation — 0.88% of wages up to the Social Security limit rounded to the nearest thousand ($185,000); small employers 0.66%; employers can deduct up to 0.44% from employees
- Minnesota Statutes 268B.14 — Paid Leave premiums — employers pay at least 50% of the premium (at least 25% of the standard rate for small employers); wage cap tied to the Social Security limit
- Minnesota Statutes 268B.01 — Paid Leave definitions — taxable wages: up to the Social Security limit rounded to the nearest $1,000; wages as in 268.035 subd. 29
- Minnesota Statutes 268.035, subd. 29 — Wages — 401(k) and cafeteria-plan salary reductions are wages
- Minnesota Department of Labor and Industry — Minimum wage in Minnesota — $11.41 from Jan. 1, 2026; 90-day training wage (under 20) $9.31; $11.87 and $9.68 from Jan. 1, 2027; no tip credit
- Minnesota Department of Labor and Industry — Overtime laws — overtime after 48 hours in a workweek at 1.5 times the regular rate; federal law uses 40
- Minnesota Statutes 181.101 — Wages; how often paid — at least once every 31 days; commissions at least every three months
- Minnesota Department of Labor and Industry — Employment termination — fired: within 24 hours of demand; quit: next payday more than five days after quitting, within 20 days
- Minnesota Department of Labor and Industry — Wage claim — Labor Standards 651-284-5075
- City of Minneapolis — Minimum wage increases to $16.37 for all employers
- City of Saint Paul — Minimum wage — $16.37; micro businesses $14.25
Questions
What is Paid Leave on my Minnesota pay stub?
It's your share of the Minnesota Paid Leave premium, which pays for family and medical leave from 2026. Your employer can take up to 0.44% of your wages, on pay up to $185,000 a year.
How much is taken out of a $1,000 paycheck in Minnesota?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $43.83 of Minnesota income tax, leaving $837.19. Enter your own details in the calculator for your exact figure.
What is $20 an hour after taxes in Minnesota?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,284.48 after tax per paycheck — $33,396.38 a year — for a single filer with a standard W-4.
What if I never filled in a W-4MN?
Your employer must withhold Minnesota tax at the single rate with zero allowances, which usually takes more than if you had claimed allowances.
What is the minimum wage in Minnesota in 2026?
$11.41 an hour statewide, with no tip credit. Minneapolis and St. Paul are higher: Minneapolis $16.37 for all employers; St. Paul $16.37, or $14.25 at businesses with five or fewer employees.
When do I get my last paycheck in Minnesota?
If you are fired, within 24 hours of asking for it. If you quit, on the next payday more than five days after you leave, and within 20 days at most.