Minnesota Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $642.24 a week · $2,783.03 a month · $33,396.38 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Minnesota income tax · withheld−$77.93−$2,026.18
5.35% to 9.85% withholding formula. Worked out with Minnesota's official 2026 withholding tables, step by step:
| Minnesota taxable pay this paycheck | $1,600.00 |
| Annual wage · 1600.00 × 26 | $41,600.00 |
| Yearly pay for the chart | $41,600.00 |
| Yearly tax from the chart · single chart | $2,026.21 |
| Minnesota income tax this paycheck · ÷ 26, to the cent (employers may round to the nearest dollar) | $77.93 |
Minnesota taxable pay for the year: $41,600.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $4,700 | $0.00 | 0% |
| $4,700 | $38,010 | $0.00 | 5.35% |
| $38,010 | $114,130 | $1,782.09 | 6.8% Your row |
| $114,130 | $207,850 | $6,958.25 | 7.85% |
| $207,850 | - | $14,315.27 | 9.85% |
$1,782.09 + 6.8% × ($41,600.00 − $38,010.00) = $2,026.21
Source: Minnesota Department of Revenue - 2026 Minnesota Withholding Tax Instructions and Tables (Computer Formula, page 34) · checked Oct 16, 2026
MN Paid Leave · most your employer can deduct−$7.04−$183.04
MN Paid Leave: an employee-paid Minnesota payroll program, taken as a share of your pay (most your employer can deduct).
Source: Minnesota Department of Revenue - 2026 Minnesota Withholding Tax Instructions and Tables (Computer Formula, page 34) · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Minnesota
Minnesota's minimum wage is $11.41 an hour from January 1, 2026, for employers of every size. Workers under 20 can be paid a training wage of $9.31 for their first 90 days. Two cities set more: Minneapolis $16.37 for all employers; St. Paul $16.37, or $14.25 at businesses with five or fewer employees.
Tips. Minnesota has no tip credit. Your employer must pay at least the full minimum wage, and your tips come on top.
Overtime. Minnesota law requires time-and-a-half after 48 hours in a workweek. Federal law requires it after 40 hours; if the federal law covers your job, you get overtime after 40. Overtime is counted by the hours you work in a seven-day workweek.
Extra hours raise both state lines. The income tax and Paid Leave are based on your pay, so overtime and extra shifts raise them too.
Minimum wage after taxes in Minnesota
At Minnesota's minimum wage of $11.41 an hour (since January 1, 2026), a full-time worker takes home about $770.43 every two weeks - $20,031 a year, or $9.63 for each hour worked after tax. It rises to $11.87 on January 1, 2027; see what each state's raise adds after tax.
| Minimum wage, $11.41/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $912.80 | $770.43 | $20,031 | $9.63 |
| 30 hours a week | $684.60 | $595.72 | $15,489 | $9.93 |
| 20 hours a week | $456.40 | $404.72 | $10,523 | $10.12 |
Paid every two weeks, single filer, standard W-4, no benefits. There's no lower cash wage for tipped workers here. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Minnesota
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $11.41 (minimum wage) | $770.43 | $20,031 | $9.63 |
| $15 | $988.24 | $25,694 | $12.35 |
| $18 | $1,167.18 | $30,347 | $14.59 |
| $20 | $1,284.48 | $33,396 | $16.06 |
| $22 | $1,401.46 | $36,438 | $17.52 |
| $25 | $1,576.92 | $41,000 | $19.71 |
| $30 | $1,869.36 | $48,603 | $23.37 |
Part time and overtime at $20 an hour in Minnesota
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $684.07 | 86% |
| 30 hours | $1,200.00 | $988.24 | 82% |
| 40 hours | $1,600.00 | $1,284.48 | 80% |
| 40 hours + 5 overtime | $1,900.00 | $1,503.81 | 79% |
| 40 hours + 10 overtime | $2,200.00 | $1,723.14 | 78% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of a Minnesota paycheck, with its official source, is set out on the Minnesota paycheck calculator.
More for Minnesota
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Minnesota ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Minnesota Department of Revenue - 2026 Minnesota Withholding Tax Instructions and Tables (Computer Formula, page 34) - allowance $5,300; single and married charts 5.35% to 9.85%; divide by payroll periods, may round to the nearest dollar; no W-4MN → single, zero allowances; supplemental 6.25%
- Minnesota Department of Revenue - 2026 Form W-4MN, Minnesota Employee Withholding Certificate - Single / Married / Married but withhold at higher Single rate; allowances; head of household adds one allowance
- Minnesota Department of Revenue - Definition of Wages (Withholding Fact Sheet 9) - Minnesota follows the federal provisions for determining taxable wages
- Minnesota DEED - Paid Leave small employer premium rate designation - 0.88% of wages up to the Social Security limit rounded to the nearest thousand ($185,000); small employers 0.66%; employers can deduct up to 0.44% from employees
- Minnesota Statutes 268B.14 - Paid Leave premiums - employers pay at least 50% of the premium (at least 25% of the standard rate for small employers); wage cap tied to the Social Security limit
- Minnesota Statutes 268B.01 - Paid Leave definitions - taxable wages: up to the Social Security limit rounded to the nearest $1,000; wages as in 268.035 subd. 29
- Minnesota Statutes 268.035, subd. 29 - Wages - 401(k) and cafeteria-plan salary reductions are wages
- Minnesota Department of Labor and Industry - Minimum wage in Minnesota - $11.41 from Jan. 1, 2026; 90-day training wage (under 20) $9.31; $11.87 and $9.68 from Jan. 1, 2027; no tip credit
- Minnesota Department of Labor and Industry - Overtime laws - overtime after 48 hours in a workweek at 1.5 times the regular rate; federal law uses 40
- Minnesota Statutes 181.101 - Wages; how often paid - at least once every 31 days; commissions at least every three months
- Minnesota Department of Labor and Industry - Employment termination - fired: within 24 hours of demand; quit: next payday more than five days after quitting, within 20 days
- Minnesota Department of Labor and Industry - Wage claim - Labor Standards 651-284-5075
- City of Minneapolis - Minimum wage increases to $16.37 for all employers
- City of Saint Paul - Minimum wage - $16.37; micro businesses $14.25
Questions
What is minimum wage after taxes in Minnesota?
At $11.41 an hour for 40 hours a week, about $770.43 every two weeks and $20,031 a year after federal and state taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Minnesota?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $988.24 after tax per paycheck - $25,694 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Minnesota?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,284.48 after tax per paycheck - $33,396 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Minnesota?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,576.92 after tax per paycheck - $41,000 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Minnesota?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $219.33 after tax (single filer, standard W-4).