Mississippi Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $666.72 a week · $2,889.13 a month · $34,669.60 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Mississippi income tax · withheld−$36.00−$936.00
0% on the first $10,000 of taxable income, 4% above it (2026). Worked out with Mississippi's official 2026 withholding tables, step by step:
| Pay subject to Mississippi tax, for the year · this paycheck × 26 | $41,600.00 |
| Minus exemption (Form 89-350) · basic amount for single | −$6,000.00 |
| Minus standard deduction · single | −$2,300.00 |
| Yearly taxable pay for withholding | $33,300.00 |
| Minus first $10,000 taxed at 0% | −$10,000.00 |
| Yearly Mississippi tax · 4% of $23,300 | $932.00 |
| Mississippi tax from the formula this paycheck · ÷ 26, rounded to whole dollars | $36.00 |
Yearly taxable pay for withholding: $33,300.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $10,000 | $0.00 | 0% |
| $10,000 | - | $0.00 | 4% Your row |
$0.00 + 4% × ($33,300.00 − $10,000.00) = $932.00
Source: Mississippi DOR - Pub 89-700, Withholding Income Tax Tables and Employer Instructions, section 9 · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Mississippi
Mississippi has no minimum wage law of its own, so the federal minimum applies to employers covered by federal law: $7.25 an hour. Tipped employees - those who get more than $30 a month in tips - can be paid a cash wage of $2.13 as long as tips bring them up to $7.25; if they don't, the employer makes up the difference.
Overtime. Under the federal Fair Labor Standards Act, covered employees get time-and-a-half for hours over 40 in a workweek. Mississippi withholding on overtime is worked out the same way as on regular pay.
Minimum wage after taxes in Mississippi
At Mississippi's minimum wage of $7.25 an hour (since July 24, 2009), a full-time worker takes home about $535.63 every two weeks - $13,926 a year, or $6.70 for each hour worked after tax. No increase is scheduled.
| Minimum wage, $7.25/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $580.00 | $535.63 | $13,926 | $6.70 |
| 30 hours a week | $435.00 | $401.72 | $10,445 | $6.70 |
| 20 hours a week | $290.00 | $267.81 | $6,963 | $6.70 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $2.13 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Mississippi
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $7.25 (minimum wage) | $535.63 | $13,926 | $6.70 |
| $15 | $1,028.05 | $26,729 | $12.85 |
| $18 | $1,211.89 | $31,509 | $15.15 |
| $20 | $1,333.45 | $34,670 | $16.67 |
| $22 | $1,456.01 | $37,856 | $18.20 |
| $25 | $1,638.85 | $42,610 | $20.49 |
| $30 | $1,944.25 | $50,550 | $24.30 |
Part time and overtime at $20 an hour in Mississippi
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $716.72 | 90% |
| 30 hours | $1,200.00 | $1,028.05 | 86% |
| 40 hours | $1,600.00 | $1,333.45 | 83% |
| 40 hours + 5 overtime | $1,900.00 | $1,562.50 | 82% |
| 40 hours + 10 overtime | $2,200.00 | $1,791.55 | 81% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of a Mississippi paycheck, with its official source, is set out on the Mississippi paycheck calculator.
More for Mississippi
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Mississippi DOR - Pub 89-700, Withholding Income Tax Tables and Employer Instructions, section 9 - supplemental wages: aggregate method; if that substantially over-withholds, the percent for the highest expected bracket may be used (read Sep 27, 2026)
- Mississippi Department of Revenue - Computer Payroll Accounting, For Periods In 2026 (flowchart, updated 8-13-25) - STDED M $4,600, B $2,300, H $3,400, S $2,300; TI = AGP − (EX + STDED); TAX = (TI − 10,000) × .04; PWT = TAX ÷ PERIOD; round to whole dollars; add Line 7 additional amount
- Mississippi Department of Revenue - Pub 89-700-25-1 (Rev. 07/25), Withholding Tax Tables and Instructions (revised 1/13/2026) - tax year 2026: first $10,000 0%, excess 4.0%; exemptions $6,000 single / $12,000 married / $9,500 head of family / $1,500 per dependent, age 65+, blind; standard deduction $2,300 / $3,400 / $4,600, $2,300 each if both spouses work; no Form 89-350 → zero exemption; round to the nearest whole dollar
- Mississippi Department of Revenue - Withholding tax (2026 tables and publications) - 2026 daily, weekly, bi-weekly, semi-monthly and monthly tables; Pub 89-700; computer payroll flowchart
- Mississippi Department of Revenue - 2026 bi-weekly withholding tables (effective January 1, 2026) - Table A single $980–$1,000: $21 at $0, $11 at $6,000; $1,480–$1,500: $41 / $31 / $29 at $0 / $6,000 / $7,500; Table B $1,480–$1,500: $39 / $24 at $0 / $9,500; Table C $1,480–$1,500: $37 / $19 at $0 / $12,000
- Mississippi Department of Revenue - Form 89-350-25-8-1-000 (Rev. 10/25), Employee's Withholding Exemption Certificate - Line 1 single $6,000; 2(a) spouse not employed $12,000; 2(b) spouse employed, part of $12,000 in multiples of $500; Line 3 head of family $9,500; Line 4 $1,500 per dependent; Line 5 $1,500 age 65+ / blind; Line 6 total; Line 7 additional withholding; Line 8 military spouse exempt
- Mississippi Legislature - HB 1, 2025 Regular Session (as sent to Governor), Build Up Mississippi Act - § 27-7-5 rate on taxable income over $10,000: 4.4% 2025, 4% 2026, 3.75% 2027, 3.5% 2028, 3.25% 2029, 3% 2030; approved March 27, 2025 (enrolled text also at https://legiscan.com/MS/text/HB1/2025)
- Mississippi Department of Employment Security - Employer FAQs - employers pay tax on the first $14,000 of wages paid to each employee each calendar year
- Mississippi Department of Employment Security - Unemployment tax - Unemployment Insurance Tax is paid by the employer
- U.S. Department of Labor - State minimum wage laws (updated July 1, 2026) - Mississippi: no state minimum wage law; employers covered by the FLSA pay the federal $7.25
- U.S. Department of Labor - Minimum wages for tipped employees (updated July 1, 2026) - Mississippi: $2.13 cash wage, $5.12 tip credit, more than $30 a month in tips
- U.S. Department of Labor - Overtime pay - time and one-half after 40 hours in a workweek
- U.S. Department of Labor - State payday requirements - Mississippi: every two weeks or twice a month for manufacturers employing 50 or more and public service corporations
- U.S. Department of Labor - How to file a complaint (Wage and Hour Division) - federal minimum wage and overtime complaints
Questions
What is minimum wage after taxes in Mississippi?
At $7.25 an hour for 40 hours a week, about $535.63 every two weeks and $13,926 a year after federal taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Mississippi?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $1,028.05 after tax per paycheck - $26,729 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Mississippi?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,333.45 after tax per paycheck - $34,670 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Mississippi?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,638.85 after tax per paycheck - $42,610 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Mississippi?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $229.05 after tax (single filer, standard W-4).