Oklahoma Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
| Per paycheck | Amount | Per year |
|---|---|---|
| Gross pay | $1,600.00 | $41,600.00 |
| Federal income tax · withheld | −$108.15 | −$2,812.00 |
| Social Security (6.2%) | −$99.20 | −$2,579.20 |
| Medicare (1.45%) | −$23.20 | −$603.20 |
| Oklahoma income tax · withheld | −$51.00 | −$1,326.00 |
| Take-home pay | $1,318.45 | $34,279.60 |
How the federal income tax was worked out
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A — the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
How the Oklahoma income tax was worked out
| Pay subject to Okla. tax this paycheck | $1,600.00 |
| Minus OK-W-4 allowances · 1 × $38.46 ($1,000 ÷ 26) | −$38.46 |
| Net wage for the OW-2 table · Table 2, Single | $1,561.54 |
| Base amount from the table · row starting at $521 | $4.20 |
| Plus 4.5% of pay over $521 | $46.82 |
| Okla. income tax before rounding | $51.02 |
| Okla. income tax this paycheck · rounded to the nearest whole dollar | $51.00 |
Hourly pay in Oklahoma
Oklahoma's minimum wage is $7.25 an hour, the same as the federal one. Tipped employees can be paid $2.13 an hour in cash as long as tips bring them up to $7.25. Some very small employers — fewer than 10 full-time employees at one location and no more than $100,000 in yearly sales — have a basic rate of $2.00 under state law.
Overtime. Where federal wage law applies, non-exempt employees get time-and-a-half for hours over 40 in a workweek.
Tips and overtime on your Oklahoma tax. Reported tips and overtime pay are part of your wages for the OW-2 tables.
Rounding. Withholding is rounded to whole dollars, so an extra hour may not change it.
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
What comes out of a Oklahoma paycheck
- Federal income tax withholding — worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security — 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare — 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
Oklahoma has a graduated income tax. For 2026 the top rate is 4.5%, down from 4.75%. Employers withhold it with the Tax Commission's OW-2 tables, using the percentage method:
- Start with your pay subject to income tax for this paycheck — after a traditional 401(k) and pre-tax health insurance.
- Subtract your OK-W-4 allowances. Each one is worth $1,000 a year, split across your paychecks: $19.23 weekly, $38.46 every two weeks, $41.67 twice a month or $83.33 monthly.
- Find what's left in the Single or Married table for your pay period. Pay up to the first row is not taxed; after that the table adds 2.5%, 3.5% and then 4.5% on each slice.
- Round the result to the nearest whole dollar.
The only state line in this calculator for an Oklahoma paycheck is income tax.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Other Oklahoma calculators
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare rates
- Social Security Administration — 2026 wage base of $184,500
- IRS — tips and overtime deductions
- Oklahoma Tax Commission — Packet OW-2, 2026 Oklahoma Income Tax Withholding Tables (Revised 11-2025) — effective January 1, 2026; $1,000 allowance ÷ pay periods; percentage-method tables 1–8 (0%, 2.5%, 3.5%, 4.5%); round to the nearest dollar; worked example
- Oklahoma Tax Commission — Form OK-W-4, Employee's State Withholding Allowance Certificate — Single / Married / Married, but withhold at higher Single rate; allowances for yourself, a non-working spouse, dependents
- Oklahoma Senate — Legislature sends comprehensive tax cuts to Governor (HB 2764) — top rate 4.75% → 4.5% and six brackets → three, from tax year 2026
- Oklahoma Department of Labor — FAQs, Wage and Hour — $7.25 federal and state minimum wage; overtime over 40 hours; paid at least twice each calendar month; final pay by the next regular payday
- U.S. Department of Labor — Minimum Wages for Tipped Employees — Oklahoma: $7.25 combined rate, $5.12 tip credit, $2.13 cash wage; $2.00 basic rate for employers with fewer than 10 full-time employees at one location and $100,000 or less in gross annual sales
- Oklahoma Statutes § 40-197.2 — Minimum wages established — no less than the current federal minimum wage
- Oklahoma Department of Labor — Wage Claim — file online or by mail; no need to be a U.S. citizen
Questions
What is the Oklahoma income tax rate in 2026?
The rates are 2.5%, 3.5% and 4.5% on higher slices of income, after a first slice with no tax. The top rate fell from 4.75% to 4.5% this year.
How much is taken out of a $1,000 paycheck in Oklahoma?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $24.00 of Oklahoma income tax, leaving $861.42. Enter your own details in the calculator for your exact figure.
What is $20 an hour after taxes in Oklahoma?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,318.45 after tax per paycheck — $34,279.60 a year — for a single filer with a standard W-4.
How much is an Oklahoma withholding allowance worth?
$1,000 a year, divided by your number of paychecks — $38.46 for every-two-weeks pay.
Why is my Oklahoma withholding a round number?
The OW-2 method rounds each paycheck's Oklahoma withholding to the nearest whole dollar.
When do I get my last paycheck in Oklahoma?
Your employer can wait until the next regular payday, whether you quit or were let go.