Texas Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $684.72 a week · $2,967.13 a month · $35,605.60 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Texas has no state income tax, so none comes out of your pay.
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Texas
Texas uses the federal minimum wage: $7.25 an hour, unchanged since July 24, 2009. Employers may pay tipped employees a cash wage of $2.13 an hour and count up to $5.12 of tips toward the minimum - if your tips fall short, your employer must make up the difference so you reach $7.25.
Overtime. Texas has no overtime law of its own, so federal rules apply: time-and-a-half for hours over 40 in a seven-day workweek. There is no daily overtime in Texas - a 12-hour shift is not overtime unless your week goes past 40 hours.
Tips. Tips you report to your employer are wages: Social Security, Medicare and federal income tax apply to them just like to your hourly pay. Texas adds nothing on top.
Paydays. Hourly workers in Texas must be paid at least twice a month, so most are paid weekly, every two weeks or twice a month. Pick the matching option in "Paid every" above.
Deductions from low pay. Your employer may not take ordinary cash-register shortages, uniforms or broken equipment out of your pay if that would drop you below the minimum wage.
Minimum wage after taxes in Texas
At Texas's minimum wage of $7.25 an hour (since July 24, 2009), a full-time worker takes home about $535.63 every two weeks - $13,926 a year, or $6.70 for each hour worked after tax. No increase is scheduled.
| Minimum wage, $7.25/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $580.00 | $535.63 | $13,926 | $6.70 |
| 30 hours a week | $435.00 | $401.72 | $10,445 | $6.70 |
| 20 hours a week | $290.00 | $267.81 | $6,963 | $6.70 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $2.13 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Texas
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $7.25 (minimum wage) | $535.63 | $13,926 | $6.70 |
| $15 | $1,048.05 | $27,249 | $13.10 |
| $18 | $1,240.89 | $32,263 | $15.51 |
| $20 | $1,369.45 | $35,606 | $17.12 |
| $22 | $1,498.01 | $38,948 | $18.73 |
| $25 | $1,690.85 | $43,962 | $21.14 |
| $30 | $2,012.25 | $52,318 | $25.15 |
Part time and overtime at $20 an hour in Texas
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $720.72 | 90% |
| 30 hours | $1,200.00 | $1,048.05 | 87% |
| 40 hours | $1,600.00 | $1,369.45 | 86% |
| 40 hours + 5 overtime | $1,900.00 | $1,610.50 | 85% |
| 40 hours + 10 overtime | $2,200.00 | $1,851.55 | 84% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of a Texas paycheck, with its official source, is set out on the Texas paycheck calculator.
More for Texas
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Texas ranks on $75,000 · Pay stub checker · W-4 guide
Other states: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Texas Constitution, Article 8, Section 24-a - the legislature may not tax the net incomes of individuals (adopted November 5, 2019)
- Texas Workforce Commission - Unemployment Tax Basics - unemployment taxes are not deducted from employee wages; first $9,000 of pay is taxable
- Texas Workforce Commission - Texas Minimum Wage Law - Texas adopts the federal $7.25 minimum wage
- Texas Guidebook for Employers - Allowable Deductions Under the FLSA - $2.13 cash wage for tipped employees
- Texas Workforce Commission - Texas Payday Law - paydays, allowed deductions, 180-day wage claims
- Texas Guidebook for Employers - Final Pay - Labor Code § 61.014
- Texas Guidebook for Employers - What the FLSA does and does not do - overtime after 40 hours in a workweek
Questions
What is minimum wage after taxes in Texas?
At $7.25 an hour for 40 hours a week, about $535.63 every two weeks and $13,926 a year after federal taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Texas?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $1,048.05 after tax per paycheck - $27,249 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Texas?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,369.45 after tax per paycheck - $35,606 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Texas?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,690.85 after tax per paycheck - $43,962 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Texas?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $241.05 after tax (single filer, standard W-4).