Vermont Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $663.05 a week · $2,873.23 a month · $34,478.76 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Vermont income tax · withheld−$41.58−$1,081.08
3.35% to 8.75%, W-4VT allowances. Worked out with Vermont's official 2026 withholding tables, step by step:
| Pay subject to Vermont tax this paycheck · after pre-tax 401(k) and benefits | $1,600.00 |
| Minus W-4VT allowances · 1 × $207.69 ($5,400 a year ÷ 26) | −$207.69 |
| Wages after allowances · Single table | $1,392.31 |
| Plus 3.35% of pay over $151 | $41.58 |
| Vermont income tax this paycheck | $41.58 |
Wages after allowances: $1,392.31, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $151 | $0.00 | 0% |
| $151 | $2,103 | $0.00 | 3.35% Your row |
| $2,103 | $4,876 | $65.39 | 6.6% |
| $4,876 | $10,009 | $248.41 | 7.6% |
| $10,009 | - | $638.52 | 8.75% |
$0.00 + 3.35% × ($1,392.31 − $151.00) = $41.58
Source: Vermont Department of Taxes - GB-1210 (2026), Annuities, Supplemental Payments, and Deferred Compensation Payments, p. 4 · checked Oct 16, 2026
Vermont Child Care Contribution · 0.11%−$1.76−$45.76
Vermont Child Care Contribution: an employee-paid Vermont payroll program, taken as a share of your pay (0.11%).
Source: Vermont Department of Taxes - GB-1210 (2026), Annuities, Supplemental Payments, and Deferred Compensation Payments, p. 4 · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Vermont
Vermont's minimum wage is $14.42 an hour from January 1, 2026, up from $14.01.
Tipped workers. A service or tipped employee - someone who usually gets more than $120 a month in tips - can be paid a cash wage of $7.21 an hour, when tips bring pay up to at least $14.42.
Overtime. State law requires time-and-a-half after 40 hours in a workweek, but it leaves out many workplaces, such as retail and service businesses, hotels, motels, restaurants and hospitals. Where federal wage law covers a job, its overtime rule of time-and-a-half after 40 hours applies.
Extra hours raise both state lines. Income tax and the Child Care Contribution are both based on your pay, so overtime and tips reported to your employer raise them too.
Minimum wage after taxes in Vermont
At Vermont's minimum wage of $14.42 an hour (since January 1, 2026), a full-time worker takes home about $982.86 every two weeks - $25,554 a year, or $12.29 for each hour worked after tax. It rises each January 1 with inflation; the 2027 rate is usually announced in early October.
| Minimum wage, $14.42/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $1,153.60 | $982.86 | $25,554 | $12.29 |
| 30 hours a week | $865.20 | $756.49 | $19,669 | $12.61 |
| 20 hours a week | $576.80 | $524.74 | $13,643 | $13.12 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $7.21 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Vermont
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $14.42 (minimum wage) | $982.86 | $25,554 | $12.29 |
| $15 | $1,018.55 | $26,482 | $12.73 |
| $18 | $1,203.09 | $31,280 | $15.04 |
| $20 | $1,326.11 | $34,479 | $16.58 |
| $22 | $1,449.13 | $37,677 | $18.11 |
| $25 | $1,633.67 | $42,475 | $20.42 |
| $30 | $1,938.33 | $50,396 | $24.23 |
Part time and overtime at $20 an hour in Vermont
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $705.06 | 88% |
| 30 hours | $1,200.00 | $1,018.55 | 85% |
| 40 hours | $1,600.00 | $1,326.11 | 83% |
| 40 hours + 5 overtime | $1,900.00 | $1,556.78 | 82% |
| 40 hours + 10 overtime | $2,200.00 | $1,787.45 | 81% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of a Vermont paycheck, with its official source, is set out on the Vermont paycheck calculator.
More for Vermont
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Vermont ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Vermont Department of Taxes - GB-1210 (2026), Annuities, Supplemental Payments, and Deferred Compensation Payments, p. 4 - periodic payments use the charts or tables; non-periodic payments can be estimated at 30% of federal withholding (read Sep 27, 2026)
- Vermont Department of Taxes - GB-1210, 2026 Income Tax Withholding Instructions, Tables, and Charts - percentage method tables (Single, Married) at 3.35%, 6.60%, 7.60%, 8.75%; one allowance = $5,400 a year ($103.85 weekly, $207.69 biweekly, $225.00 semimonthly, $450.00 monthly); worked example; no W-4VT: employer may use the federal W-4
- Vermont Department of Taxes - GB-1210 (2026) document page - published December 22, 2025
- Vermont Department of Taxes - Form W-4VT, Employee's Withholding Allowance Certificate - filing status boxes; allowance worksheet (1 for yourself, 1 for a spouse who doesn't work if filing jointly, dependents, 1 for head of household); line for extra withholding; Exempt
- Vermont Department of Taxes - Form W-4VT FAQs - not required but recommended; without it the employer may use the federal W-4
- Vermont Department of Taxes - Child Care Contribution - 0.44% of wages paid on or after July 1, 2024; employer may withhold at most 25% of it (0.11%) from employee wages; wages as defined in 26 U.S.C. § 3401
- Vermont Department of Taxes - GB-1326, Vermont Child Care Contribution Guide (Oct. 2024) - "The maximum an employer may elect to withhold from an employee is 0.11%"; no wage cap
- Vermont Department of Labor - Minimum wage increase starting January 2026 (Oct. 6, 2025) - $14.42 from $14.01; tipped minimum wage $7.21 from $7.01
- 21 V.S.A. § 384 - Employment; wages (minimum wage, tipped employees, overtime) - service or tipped employee: customarily more than $120.00 a month in tips; time-and-a-half after 40 hours, with exemptions (retail and service establishments, hotels, motels, restaurants, hospitals and others)
- 21 V.S.A. § 342 - Weekly payment of wages - paid weekly (or biweekly/semimonthly with notice) for wages up to six days before payday; quitting: on the last regular payday, or the following Friday if there is none; discharged: within 72 hours
- Vermont Department of Labor - Online Wage Claim Form - wage claims to the Wage and Hour Program; paper form also available
- Vermont Department of Labor - Wage Complaint Form (PDF)
Questions
What is minimum wage after taxes in Vermont?
At $14.42 an hour for 40 hours a week, about $982.86 every two weeks and $25,554 a year after federal and state taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Vermont?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $1,018.55 after tax per paycheck - $26,482 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Vermont?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,326.11 after tax per paycheck - $34,479 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Vermont?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,633.67 after tax per paycheck - $42,475 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Vermont?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $230.67 after tax (single filer, standard W-4).