Illinois Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $647.91 a week · $2,807.60 a month · $33,691.22 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Illinois income tax · withheld−$73.63−$1,914.38
4.95%. Worked out with Illinois's official 2026 withholding method, step by step:
| Pay subject to Illinois tax this paycheck · same as federal: after pre-tax 401(k) and benefits | $1,600.00 |
| Minus IL-W-4 allowances for one paycheck · (1 × $2,925 + 0 × $1,000) ÷ 26 | −$112.50 |
| Illinois taxable pay | $1,487.50 |
| Illinois income tax this paycheck · × 4.95% (IL-700-T) | $73.63 |
Source: Illinois Department of Revenue - Form IL-W-4, Employee's and other payee's Illinois withholding allowance certificate (R-07/23) · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Illinois
Illinois' minimum wage is $15.00 an hour for workers 18 and older, and $13.00 for workers under 18 who work fewer than 650 hours a year. Tipped workers can be paid $9.00 an hour as long as tips bring them up to $15.00.
Overtime. Time-and-a-half after 40 hours in a workweek.
Tips and overtime on your Illinois tax. Reported tips and overtime pay are taxed by Illinois at the same flat 4.95% as the rest of your pay.
Paydays. At least twice a month for hourly workers - pick the matching option in "Paid every" above.
Minimum wage after taxes in Illinois
At Illinois's minimum wage of $15 an hour (since January 1, 2025), a full-time worker takes home about $994.22 every two weeks - $25,850 a year, or $12.43 for each hour worked after tax. No increase is scheduled.
| Minimum wage, $15/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $1,200.00 | $994.22 | $25,850 | $12.43 |
| 30 hours a week | $900.00 | $764.09 | $19,866 | $12.73 |
| 20 hours a week | $600.00 | $529.97 | $13,779 | $13.25 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $9 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Illinois
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $15 (minimum wage) | $994.22 | $25,850 | $12.43 |
| $18 | $1,175.18 | $30,555 | $14.69 |
| $20 | $1,295.82 | $33,691 | $16.20 |
| $22 | $1,416.46 | $36,828 | $17.71 |
| $25 | $1,597.42 | $41,533 | $19.97 |
| $30 | $1,899.02 | $49,374 | $23.74 |
Part time and overtime at $20 an hour in Illinois
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $686.69 | 86% |
| 30 hours | $1,200.00 | $994.22 | 83% |
| 40 hours | $1,600.00 | $1,295.82 | 81% |
| 40 hours + 5 overtime | $1,900.00 | $1,522.02 | 80% |
| 40 hours + 10 overtime | $2,200.00 | $1,748.22 | 79% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of an Illinois paycheck, with its official source, is set out on the Illinois paycheck calculator.
More for Illinois
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes · IL-W-4 allowances guide
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Illinois ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Illinois Department of Revenue - Form IL-W-4, Employee's and other payee's Illinois withholding allowance certificate (R-07/23) - Step 1: yourself if no one else can claim you, your spouse, plus dependents → Line 1; Step 2: 65+ and blind boxes plus deductions ÷ 1,000 rounded → Line 2; claim all allowances at the highest-paying job and zero at the others (checked Sep 27, 2026)
- Illinois Department of Revenue - Booklet IL-700-T, Illinois Withholding Tax Tables (2026) - 4.95%; $2,925 per Line 1 allowance, $1,000 per Line 2 allowance; worked example
- Ill. Admin. Code tit. 86, § 100.7050 - Computation of amount withheld (amended 41 Ill. Reg. 14217, eff. 11/7/2017) - supplemental wages: withhold by the same methods as federal law, or the employer may use the tax rate in effect when paid (4.95%)
- Illinois Department of Revenue - Bulletin FY 2026-15 - exemption $2,850 for 2025, $2,925 for 2026
- Illinois Department of Revenue - Withholding Illinois income tax for my employees - no IL-W-4 means no allowances; reciprocity with Iowa, Kentucky, Michigan and Wisconsin
- 86 Ill. Adm. Code 100.7000 - withholding follows federal income tax withholding
- Illinois Department of Employment Security - What every worker should know - financed by employer payroll taxes, not deductions from wages
- Illinois Department of Labor - Minimum Wage Law - $15.00; $9.00 tipped; overtime after 40 hours
- Illinois Department of Labor - Wage payment FAQ - at least semi-monthly; final pay on the next regular payday
- Illinois Department of Labor - Paid Leave for All Workers Act FAQ
Questions
What is minimum wage after taxes in Illinois?
At $15 an hour for 40 hours a week, about $994.22 every two weeks and $25,850 a year after federal and state taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Illinois?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $994.22 after tax per paycheck - $25,850 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Illinois?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,295.82 after tax per paycheck - $33,691 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Illinois?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,597.42 after tax per paycheck - $41,533 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Illinois?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $226.20 after tax (single filer, standard W-4).