Missouri Paycheck Calculator 2026
Enter your pay and your MO W-4 details to see what lands in your bank account. Missouri's 2026 income tax runs from 0% up to 4.7% - we show each step your employer uses to withhold it.
How much does Missouri take out for taxes? On a $60,000 salary paid every two weeks (single, standard W-4), Missouri takes $72.00 of each $2,307.69 paycheck - 3.1% of pay, including City earnings tax (St. Louis or KCMO). With federal income tax ($193.08) and Social Security and Medicare ($176.54), $441.62 comes out in all - 19.1% - and you keep $1,866.07.
= $933.04 a week · $4,043.17 a month · $48,518.00 a year
Gross pay$2,307.69$60,000.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$193.08−$5,020.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $2,307.69 × 26 paychecks | $60,000.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $51,400.00 |
| Tax from the IRS yearly table · standard table | $5,020.00 |
| Federal income tax per paycheck · divided by 26 | $193.08 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $51,400.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($51,400.00 − $19,900.00) = $5,020.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$143.08−$3,720.00
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$33.46−$870.00
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Missouri income tax · withheld−$72.00−$1,872.00
0%–4.7%. Worked out with Missouri's official 2026 withholding tables, step by step:
| Pay subject to Missouri tax this paycheck · after pre-tax 401(k) and benefits, as for federal | $2,307.69 |
| Pay for the year · × 26 pay periods | $59,999.94 |
| Minus Missouri standard deduction · single, married spouse works, or married filing separate | −$16,100.00 |
| Missouri taxable income for the year | $43,899.94 |
| Missouri tax for the year · $263.00 + 4.7% of the amount over $9,436.00 | $1,882.81 |
| Missouri income tax this paycheck · ÷ 26, rounded to the whole dollar | $72.00 |
Missouri taxable income for the year: $43,899.94, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $1,348 | $0.00 | 0% |
| $1,348 | $2,696 | $0.00 | 2% |
| $2,696 | $4,044 | $27.00 | 2.5% |
| $4,044 | $5,392 | $61.00 | 3% |
| $5,392 | $6,740 | $101.00 | 3.5% |
| $6,740 | $8,088 | $148.00 | 4% |
| $8,088 | $9,436 | $202.00 | 4.5% |
| $9,436 | - | $263.00 | 4.7% Your row |
$263.00 + 4.7% × ($43,899.94 − $9,436.00) = $1,882.81
Source: Missouri Department of Revenue - 2026 Missouri Withholding Tax Formula · checked Oct 16, 2026
City earnings tax (St. Louis or KCMO) · enter your city rate above$0.00$0.00
City earnings tax (St. Louis or KCMO): an employee-paid Missouri payroll program, taken as a share of your pay (enter your city rate above).
Source: Missouri Department of Revenue - 2026 Missouri Withholding Tax Formula · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
What comes out of a Missouri paycheck
- Federal income tax withholding - worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security - 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare - 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
Missouri has a graduated income tax that tops out at 4.7% for 2026. Employers can work out withholding with the Department of Revenue's yearly formula:
- Start with your pay subject to income tax - after a traditional 401(k) and pre-tax health insurance, the same as for federal tax - and multiply it by your number of paychecks in a year.
- Subtract the Missouri standard deduction for your MO W-4 filing status: $16,100 if you're single, married filing separately, or married with a working spouse; $32,200 if you're married and your spouse doesn't work; $24,150 for head of household.
- Apply the rate table. The first $1,348 is taxed at 0%, and each next $1,348 step is taxed a bit more, from 2% up. Everything over $9,436 is taxed at 4.7%, on top of a fixed $263.
- Divide the year's tax by your number of paychecks and round to the nearest whole dollar.
Missouri has no employee-paid state disability or family leave deduction. Unemployment insurance is paid entirely by employers, and no part of it can be taken out of your pay.
City earnings tax. The City of St. Louis and Kansas City each charge a 1% earnings tax on people who live in the city and on people who work there. Enter the rate above if it applies to you; we work it out on your pay before a 401(k) is taken out, and after pre-tax health benefits.
What's different about Missouri
Whole-dollar withholding
Missouri tells employers to round the tax they withhold to the nearest whole dollar, so the Missouri line on your stub is a whole-dollar amount with no cents. Any small difference this makes is settled when you file your return.
Your MO W-4 filing status
The MO W-4 has three filing statuses. Only "married, spouse does not work" gets the $32,200 deduction. Your federal W-4 doesn't say whether your spouse works, so when you pick "Same as my federal W-4" and you're married, we use the $16,100 status. There are no allowances to count. Line 2 lets you ask for an extra amount each paycheck; Line 3 lets you name a smaller amount if you expect a refund; Line 4 is for claiming exempt. If you never turned in a MO W-4, your employer withholds at the single rate.
Bonuses
When a bonus or commission is paid apart from your regular wages, your employer can withhold a flat 4.7% of it for Missouri.
Paydays, final pay and unpaid wages
Missouri law says corporations must pay at least twice a month, within 16 days of the end of each pay period; some executive, professional and commission sales staff may be paid monthly. If you're fired, your wages are due at the time you're let go. If they aren't paid, you can ask your former employer in writing by certified mail; the employer has 7 days to respond, and after that it can owe extra wages for up to 60 days. The Division of Labor Standards takes minimum wage complaints, but it can't take other wage claims to court for you. For other unpaid wages, small claims court handles amounts under $5,000; larger amounts go to circuit court.
Missouri salary after tax
Each answer is worked out by the same calculator as above, for a single filer paid every two weeks with a standard W-4 and no 401(k) or benefits. Jump to: $35,000 · $45,000 · $55,000 · $60,000 · $65,000 · $75,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
How much is $35,000 a year after tax in Missouri?
About $29,601 a year - $1,138.48 every two weeks, or about $2,467 a month. That's after $2,020 of federal income tax, $2,678 of Social Security and Medicare and $702 in Missouri taxes; you keep 85%. Try $35,000 with your own W-4 and deductions.
How much is $45,000 a year after tax in Missouri?
About $37,168 a year - $1,429.51 every two weeks, or about $3,097 a month. That's after $3,220 of federal income tax, $3,443 of Social Security and Medicare and $1,170 in Missouri taxes; you keep 83%. Try $45,000 with your own W-4 and deductions.
How much is $55,000 a year after tax in Missouri?
About $44,735 a year - $1,720.56 every two weeks, or about $3,728 a month. That's after $4,420 of federal income tax, $4,208 of Social Security and Medicare and $1,638 in Missouri taxes; you keep 81%. Try $55,000 with your own W-4 and deductions.
How much is $60,000 a year after tax in Missouri?
About $48,518 a year - $1,866.07 every two weeks, or about $4,043 a month. That's after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $1,872 in Missouri taxes; you keep 81%. Try $60,000 with your own W-4 and deductions.
How much is $65,000 a year after tax in Missouri?
About $52,302 a year - $2,011.60 every two weeks, or about $4,358 a month. That's after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $2,106 in Missouri taxes; you keep 80%. Try $65,000 with your own W-4 and deductions.
How much is $75,000 a year after tax in Missouri?
About $58,993 a year - $2,268.94 every two weeks, or about $4,916 a month. That's after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,600 in Missouri taxes; you keep 79%. Try $75,000 with your own W-4 and deductions.
How much is $80,000 a year after tax in Missouri?
About $62,276 a year - $2,395.22 every two weeks, or about $5,190 a month. That's after $8,770 of federal income tax, $6,120 of Social Security and Medicare and $2,834 in Missouri taxes; you keep 78%. Try $80,000 with your own W-4 and deductions.
How much is $90,000 a year after tax in Missouri?
About $68,843 a year - $2,647.81 every two weeks, or about $5,737 a month. That's after $10,970 of federal income tax, $6,885 of Social Security and Medicare and $3,302 in Missouri taxes; you keep 76%. Try $90,000 with your own W-4 and deductions.
How much is $100,000 a year after tax in Missouri?
About $75,410 a year - $2,900.38 every two weeks, or about $6,284 a month. That's after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $3,770 in Missouri taxes; you keep 75%. Try $100,000 with your own W-4 and deductions.
How much is $120,000 a year after tax in Missouri?
About $88,544 a year - $3,405.54 every two weeks, or about $7,379 a month. That's after $17,570 of federal income tax, $9,180 of Social Security and Medicare and $4,706 in Missouri taxes; you keep 74%. Try $120,000 with your own W-4 and deductions.
How much is $150,000 a year after tax in Missouri?
About $107,681 a year - $4,141.58 every two weeks, or about $8,973 a month. That's after $24,734 of federal income tax, $11,475 of Social Security and Medicare and $6,110 in Missouri taxes; you keep 72%. Try $150,000 with your own W-4 and deductions.
Missouri vs neighboring states
Take-home pay on a $60,000 salary, single filer paid every two weeks with a standard W-4. "State taxes" counts state and local income tax withheld (with each calculator's default choices) plus any employee-paid state payroll premium; federal tax, Social Security and Medicare are the same everywhere.
| State | State taxes | Take-home | vs here |
|---|---|---|---|
| Tennessee | $0 | $50,390 | +$1,872 |
| Arkansas | $1,733 | $48,657 | +$139 |
| Iowa | $1,746 | $48,644 | +$126 |
| Missouri | $1,872 | $48,518 | - |
| Kentucky | $1,983 | $48,408 | −$111 |
| Nebraska | $2,124 | $48,266 | −$252 |
| Oklahoma | $2,158 | $48,232 | −$286 |
| Kansas | $2,549 | $47,841 | −$677 |
| Illinois | $2,825 | $47,565 | −$953 |
Local income taxes (city, county or school district) aren't included for Missouri and Kentucky - enter your rate on the state's calculator.
Where you live and where you work can both matter when the two states differ - check each state's page.
What changed for 2026
Missouri's minimum wage reached $15.00 in 2026, and paid sick leave stopped being required.
- New federal withholding tables. The IRS updated Publication 15-T for 2026, including changes from the 2025 tax law. The standard deduction is $16,100 single, $32,200 married filing jointly, and $24,150 head of household.
- Social Security wage base: $184,500 (up from $176,100). If you earn more, Social Security stops later in the year.
- Tips and overtime deductions for 2025–2028 - see below.
- Top income tax rate: 4.7%; brackets step up every $1,348.
- Standard deduction: $16,100 single, $32,200 married with a spouse not working, $24,150 head of household.
- Minimum wage: $15.00 from January 1, 2026; tipped cash wage $7.50.
- Paid sick time no longer required from August 28, 2025.
Why your paycheck might differ from this
- Your W-4. Credits for children (Step 3), a checked Step 2 box, or extra withholding (Step 4c) change the federal amount a lot. Open "Tips, 401(k), health insurance and W-4 details" above to enter them.
- Benefits taken before tax. Health insurance through work usually lowers income tax and Social Security and Medicare. A traditional 401(k) lowers income tax only.
- Rounding. Payroll software may round each step, so a few cents of difference is normal.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
More for Missouri
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Missouri ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Missouri Department of Revenue - 2026 Missouri Withholding Tax Formula - annual method; standard deductions $16,100 / $32,200 / $24,150; rate table 0%–4.7% in $1,348 steps; worked example $35,000 → $707.81, $59.00 a month; 4.7% supplemental
- Missouri Department of Revenue - Employer's Tax Guide, Form 4282 (revised 03-2026) - round withholding to the nearest whole dollar; wages have the federal meaning; no MO W-4 → single rate
- Missouri Department of Revenue - Form MO W-4, Employee's Withholding Certificate - filing status; Line 2 additional withholding; Line 3 reduced withholding; Line 4 exempt
- Missouri Department of Revenue - Employer withholding tax
- Missouri Department of Labor - Employers' Rights and Responsibilities Under the Missouri Employment Security Law - unemployment insurance is paid entirely by employers; no part may be deducted from a worker's pay
- City of St. Louis - Employer withholding and payroll expense tax information - 1% on the wages of employees living or working in the City of St. Louis
- City of Kansas City, Missouri - Earnings tax - 1% on residents' earned income, and on non-residents' income earned in the city
- Missouri Department of Labor - Minimum wage - $15.00 in 2026; tipped employees at least 50% ($7.50) plus tips up to $15.00; retail or service businesses under $500,000 a year exempt
- Missouri Department of Labor - Minimum wage increases to $15.00 per hour for 2026 - effective January 1, 2026; HB 567 (2025) ended yearly CPI adjustments
- RSMo 290.512 - Tipped employees - wages of at least 50% of the minimum wage, tips making up the rest
- Missouri Department of Labor - When do employees stop earning paid sick time due to HB 567? - no longer required from August 28, 2025
- Missouri Department of Labor - When does overtime come into effect? - over 40 hours in a workweek, not an eight-hour day
- Missouri Department of Labor - Wages, hours and dismissal rights - final pay at dismissal; certified-mail request, 7 days, up to 60 days' extra wages; small claims under $5,000
- Missouri Department of Labor - File a minimum wage complaint - Division of Labor Standards takes minimum wage complaints; it cannot take other wage claims to court
- RSMo 290.080 - Semimonthly pay - corporations pay at least semimonthly, within 16 days of the close of the pay period
Questions
How much does Missouri take out for taxes?
On a $60,000 salary paid every two weeks (single, standard W-4), Missouri takes $72.00 of each $2,307.69 paycheck - 3.1% of pay, including City earnings tax (St. Louis or KCMO). With federal income tax ($193.08) and Social Security and Medicare ($176.54), $441.62 comes out in all - 19.1% - and you keep $1,866.07.
What is the Missouri income tax rate in 2026?
It's graduated: 0% on the first $1,348 of taxable income, rising in $1,348 steps to 4.7% on income over $9,436.
How much is taken out of a $1,000 paycheck in Missouri?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $11.00 of Missouri income tax, leaving $874.42. Enter your own details in the calculator for your exact figure.
Why is my Missouri withholding a round number?
The Department of Revenue tells employers to round withholding to the nearest whole dollar, so there are no cents in the Missouri line.
Do I pay a city earnings tax?
If you live in, or work in, the City of St. Louis or Kansas City, a 1% earnings tax applies to your wages. Enter it above to see it on your paycheck.
What if I didn't fill out a MO W-4?
Your employer withholds as if you're single, with the single standard deduction.