Rhode Island Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
= $646.64 a week · $2,802.12 a month · $33,625.44 a year
Gross pay$1,600.00$41,600.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$108.15−$2,812.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $33,000.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($33,000.00 − $19,900.00) = $2,812.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$99.20−$2,579.20
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$23.20−$603.20
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Rhode Island income tax · withheld−$58.56−$1,522.56
3.75%, 4.75% and 5.99%, one table for every filing status. Worked out with Rhode Island's official 2026 withholding tables, step by step:
| Pay subject to Rhode Island tax this paycheck · same as federal: after pre-tax 401(k) and benefits | $1,600.00 |
| Minus RI W-4 exemptions · 1 × $38.46 ($1,000 a year ÷ 26) | −$38.46 |
| Pay for the withholding table · Table 2, all filing statuses | $1,561.54 |
| 3.75% of that pay | $58.56 |
| Rhode Island income tax this paycheck | $58.56 |
Pay for the table: $1,561.54, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $3,156 | $0.00 | 3.75% Your row |
| $3,156 | $7,171 | $118.35 | 4.75% |
| $7,171 | - | $309.06 | 5.99% |
$0.00 + 3.75% × ($1,561.54 − $0.00) = $58.56
Source: RI Division of Taxation - 2026 Rhode Island Employer's Income Tax Withholding Tables · checked Oct 16, 2026
RI Temporary Disability Insurance (TDI/TCI) · 1.1%−$17.60−$457.60
RI Temporary Disability Insurance (TDI/TCI): an employee-paid Rhode Island payroll program, taken as a share of your pay (1.1%).
Source: RI Division of Taxation - 2026 Rhode Island Employer's Income Tax Withholding Tables · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
Hourly pay in Rhode Island
Rhode Island's minimum wage is $16.00 an hour in 2026, up from $15.00. It rises to $17.00 on January 1, 2027. Workers who get tips can be paid a cash wage of $3.89 an hour if tips bring them up to $16.00; if they don't, the employer pays the difference.
Overtime. Rhode Island requires time-and-a-half for hours over 40 in a work week.
Tips and overtime on your Rhode Island tax. Reported tips and overtime pay are part of your wages for the withholding table, and TDI is taken from them too.
Minimum wage after taxes in Rhode Island
At Rhode Island's minimum wage of $16 an hour (since January 1, 2026), a full-time worker takes home about $1,051.69 every two weeks - $27,344 a year, or $13.15 for each hour worked after tax. It rises to $17 on January 1, 2027; see what each state's raise adds after tax.
| Minimum wage, $16/hour | Gross per paycheck | Take-home per paycheck | Take-home a year | After tax per hour |
|---|---|---|---|---|
| 40 hours a week | $1,280.00 | $1,051.69 | $27,344 | $13.15 |
| 30 hours a week | $960.00 | $807.36 | $20,991 | $13.46 |
| 20 hours a week | $640.00 | $559.36 | $14,543 | $13.98 |
Paid every two weeks, single filer, standard W-4, no benefits. Tipped workers can be paid $3.89 an hour in cash if tips bring them to the full minimum; their tax depends on the tips they report. Every state's figures: minimum wage after taxes by state.
Take-home at common hourly rates in Rhode Island
Full time (40 hours a week), paid every two weeks, single filer with a standard W-4 and no benefits. The last column is what you keep for each hour worked.
| Hourly rate | Take-home per paycheck | Take-home a year | Kept per hour |
|---|---|---|---|
| $15 | $991.29 | $25,773 | $12.39 |
| $16 (minimum wage) | $1,051.69 | $27,344 | $13.15 |
| $18 | $1,172.49 | $30,485 | $14.66 |
| $20 | $1,293.29 | $33,625 | $16.17 |
| $22 | $1,414.09 | $36,766 | $17.68 |
| $25 | $1,595.29 | $41,477 | $19.94 |
| $30 | $1,897.29 | $49,329 | $23.72 |
Part time and overtime at $20 an hour in Rhode Island
Every two weeks, single filer, standard W-4. Overtime is paid at 1.5 times the rate. More hours mean a larger share is withheld, because withholding is worked out as if each paycheck were repeated all year.
| Hours a week | Gross per paycheck | Take-home per paycheck | Kept |
|---|---|---|---|
| 20 hours | $800.00 | $683.36 | 85% |
| 30 hours | $1,200.00 | $991.29 | 83% |
| 40 hours | $1,600.00 | $1,293.29 | 81% |
| 40 hours + 5 overtime | $1,900.00 | $1,519.79 | 80% |
| 40 hours + 10 overtime | $2,200.00 | $1,746.29 | 79% |
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Every line that comes out of a Rhode Island paycheck, with its official source, is set out on the Rhode Island paycheck calculator.
More for Rhode Island
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- RI Division of Taxation - 2026 Rhode Island Employer's Income Tax Withholding Tables - percentage method: one exemption $1,000 a year ($19.23 weekly), $0 if annual wages exceed $290,800; tables 3.75% / 4.75% / 5.99% for all filing statuses; worked example $2,195 weekly → $87.57; supplemental rate 5.99%; wages subject to federal withholding
- RI Division of Taxation - Advisory ADV 2025-22, Inflation adjustments for tax year 2026 - brackets $82,050 and $186,450; exemption $5,250; phase-out $261,000 to $290,800
- RI Division of Taxation - Form RI W-4, Employee's Withholding Allowance Certificate (2026) - line 1 exemptions A–E (at most 10); exemption phased out to zero if annual wages exceed $290,800; line 2 additional withholding; line 3 exempt
- RI Division of Taxation - Employer's withholding regulation (280-RICR-20-55-10) - withholding applies when wages are subject to federal income tax withholding and earned for work in Rhode Island
- RI Division of Taxation - Advisory ADV 2024-26, Inflation adjustments for tax year 2025 - 2025 brackets $79,900 and $181,650
- RI Department of Labor and Training - 2026 tax rates for Unemployment Insurance and Temporary Disability Insurance (Dec. 18, 2025) - TDI employee rate 1.1% for 2026 on a $100,000 taxable wage base, maximum $1,100; TCI is part of TDI
- RI Department of Labor and Training - TDI/TCI for employers - financed entirely by employee payroll deductions; $100,000 taxable wage base, 1.1% for 2026
- RI Department of Labor and Training - 2025 tax rates for UI and TDI - 2025 TDI 1.3% on $89,200
- R.I. Gen. Laws § 28-12-3 - Minimum wages - $15.00 from Jan. 1, 2025; $16.00 from Jan. 1, 2026; $17.00 from Jan. 1, 2027
- R.I. Gen. Laws § 28-12-5 - Employees receiving gratuities - cash wage not less than $3.89 an hour from Jan. 1, 2017
- RI Department of Labor and Training - Minimum wage poster, effective January 1, 2026 - $16.00; employees receiving gratuities $3.89; overtime 1 1/2 times after 40 hours in a work week
- U.S. Department of Labor - Minimum Wages for Tipped Employees - Rhode Island: $16.00 combined rate, $12.11 tip credit, $3.89 cash wage
- RI Department of Labor and Training - Labor Standards FAQ - most employers pay weekly; employers with an exception pay at least twice a month; overtime after 40 hours; wage complaints
- R.I. Gen. Laws § 28-14-2 - Payment of wages - regular payday within nine days of the end of the payroll period
- R.I. Gen. Laws § 28-14-4 - Payment of wages upon separation - unpaid wages due on the next regular payday; within 24 hours if the business closes
Questions
What is minimum wage after taxes in Rhode Island?
At $16 an hour for 40 hours a week, about $1,051.69 every two weeks and $27,344 a year after federal and state taxes, Social Security and Medicare (single filer, standard W-4).
What is $15 an hour after taxes in Rhode Island?
Working 40 hours a week and paid every two weeks, $15 an hour is $1,200.00 before tax and about $991.29 after tax per paycheck - $25,773 a year - for a single filer with a standard W-4.
What is $20 an hour after taxes in Rhode Island?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,293.29 after tax per paycheck - $33,625 a year - for a single filer with a standard W-4.
What is $25 an hour after taxes in Rhode Island?
Working 40 hours a week and paid every two weeks, $25 an hour is $2,000.00 before tax and about $1,595.29 after tax per paycheck - $41,477 a year - for a single filer with a standard W-4.
How much does 5 hours of overtime a week add at $20 an hour in Rhode Island?
Five overtime hours at $30 add $300.00 of gross pay to each two-week paycheck, and about $226.50 after tax (single filer, standard W-4).