Vermont Paycheck Calculator 2026
Enter your pay and your W-4VT details to see what lands in your bank account. Vermont income tax runs from 3.35% to 8.75% in 2026, and your employer may take 0.11% for the Child Care Contribution - we show both.
How much does Vermont take out for taxes? On a $60,000 salary paid every two weeks (single, standard W-4), Vermont takes $67.83 of each $2,307.69 paycheck - 2.9% of pay, including Vermont Child Care Contribution. With federal income tax ($193.08) and Social Security and Medicare ($176.54), $437.45 comes out in all - 19% - and you keep $1,870.24.
= $935.12 a week · $4,052.21 a month · $48,626.46 a year
Gross pay$2,307.69$60,000.00
Your pay before anything is taken out: yearly pay divided by the 26 paychecks in a year (hourly pay is a week's pay × 52, spread the same way).
Federal income tax · withheld−$193.08−$5,020.00
Worked out from your pay and your Form W-4 with the IRS percentage method (Worksheet 1A): yearly pay, minus the allowance for your filing status, into the 2026 annual table, minus W-4 credits, divided by paychecks. Each line, for this paycheck:
| Pay subject to income tax, for the year · $2,307.69 × 26 paychecks | $60,000.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $51,400.00 |
| Tax from the IRS yearly table · standard table | $5,020.00 |
| Federal income tax per paycheck · divided by 26 | $193.08 |
IRS Publication 15-T (2026), Worksheet 1A - the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
Adjusted yearly wage: $51,400.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $7,500 | $0.00 | 0% |
| $7,500 | $19,900 | $0.00 | 10% |
| $19,900 | $57,900 | $1,240.00 | 12% Your row |
| $57,900 | $113,200 | $5,800.00 | 22% |
| $113,200 | $209,275 | $17,966.00 | 24% |
| $209,275 | $263,725 | $41,024.00 | 32% |
| $263,725 | $648,100 | $58,448.00 | 35% |
| $648,100 | - | $192,979.25 | 37% |
$1,240.00 + 12% × ($51,400.00 − $19,900.00) = $5,020.00
Source: IRS Publication 15-T (2026) · checked Sep 21, 2026
Social Security (6.2%)−$143.08−$3,720.00
6.2% of your pay (after pre-tax benefits, not after 401(k)) up to $184,500 of pay in 2026. Once your pay for the year passes that, it stops until January. Stubs often call it OASDI or FICA.
Source: Social Security Administration - 2026 wage base · checked Sep 21, 2026
Medicare (1.45%)−$33.46−$870.00
1.45% of all your pay, with no yearly limit, plus 0.9% Additional Medicare on pay above $200,000 in the year.
Source: IRS Publication 15 (2026) · checked Sep 21, 2026
Vermont income tax · withheld−$65.29−$1,697.54
3.35% to 8.75%, W-4VT allowances. Worked out with Vermont's official 2026 withholding tables, step by step:
| Pay subject to Vermont tax this paycheck · after pre-tax 401(k) and benefits | $2,307.69 |
| Minus W-4VT allowances · 1 × $207.69 ($5,400 a year ÷ 26) | −$207.69 |
| Wages after allowances · Single table | $2,100.00 |
| Plus 3.35% of pay over $151 | $65.29 |
| Vermont income tax this paycheck | $65.29 |
Wages after allowances: $2,100.00, so this row applies:
| Over | Not over | Base tax | + rate |
|---|---|---|---|
| $0 | $151 | $0.00 | 0% |
| $151 | $2,103 | $0.00 | 3.35% Your row |
| $2,103 | $4,876 | $65.39 | 6.6% |
| $4,876 | $10,009 | $248.41 | 7.6% |
| $10,009 | - | $638.52 | 8.75% |
$0.00 + 3.35% × ($2,100.00 − $151.00) = $65.29
Source: Vermont Department of Taxes - GB-1210 (2026), Annuities, Supplemental Payments, and Deferred Compensation Payments, p. 4 · checked Oct 16, 2026
Vermont Child Care Contribution · 0.11%−$2.54−$66.00
Vermont Child Care Contribution: an employee-paid Vermont payroll program, taken as a share of your pay (0.11%).
Source: Vermont Department of Taxes - GB-1210 (2026), Annuities, Supplemental Payments, and Deferred Compensation Payments, p. 4 · checked Oct 16, 2026
Built by Ashish Hirpara · figures from IRS and state publications · sources · corrections
What comes out of a Vermont paycheck
- Federal income tax withholding - worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security - 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare - 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
A Vermont paycheck can have two state lines:
- Vermont income tax, worked out with the Department of Taxes' withholding tables. The rates are 3.35%, 6.6%, 7.6% and 8.75% on each higher slice of pay.
- Child Care Contribution: up to 0.11% of your wages ($1.10 per $1,000). This is a 0.44% payroll tax your employer pays. It may take up to a quarter of it from your pay. There is no yearly cap.
Here is how the income tax is worked out:
- Start with your pay subject to income tax for this paycheck. A traditional 401(k) or pre-tax health plan that is left out of federal income tax wages is left out for Vermont too.
- Subtract your W-4VT allowances. Each one is worth $5,400 a year, split across your paychecks - $103.85 a week or $207.69 every two weeks.
- Find what's left in the Single or Married table for your pay period. The first slice has no withholding. After that the table adds 3.35% of each dollar, then 6.6%, 7.6% and 8.75% on higher slices.
- Add any extra amount you asked for on your W-4VT.
Open the "Vermont income tax" line in the result to see each step.
What's different about Vermont
A tax-free first slice of pay
Over a full year, the Single table has no withholding on the first $3,925 after allowances, and the Married table on the first $11,775. Paid every two weeks, the Single table starts taxing at $151 and the Married table at $453. The top rate of 8.75% starts at $260,225 a year on the Single table and $323,825 on the Married table.
Your W-4VT
Form W-4VT is the Vermont version of the W-4, and it still uses allowances. The worksheet counts 1 for yourself, 1 for a spouse who doesn't work if you file jointly, 1 for each dependent, and 1 if you file as head of household. You also tick a filing status. Married or civil union partners filing jointly use the Married table. Single, and "Married, but withhold at higher single rate", use the Single table. The form is not required. Without it, your employer may use your federal W-4 instead, and the Department of Taxes warns that too little may then be withheld.
The Child Care Contribution
Since July 1, 2024, Vermont employers pay a 0.44% Child Care Contribution on wages. The employer can choose to take up to 0.11% of your pay toward it, or pay it all. We show the 0.11% by default; pick "My employer pays it all" above if your pay stub shows no Child Care Contribution line. It is charged on the same wages as federal income tax.
Paydays and your last paycheck
Vermont employers must pay every week, or every two weeks or twice a month if they give notice. Each paycheck covers wages earned up to 6 days before payday. If you quit, your final pay is due on the last regular payday, or the Friday after if there is no regular payday. If you are let go, it is due within 72 hours.
Wage claims
If you weren't paid what you're owed, you can file a wage claim with the Wage and Hour Program of the Vermont Department of Labor, online or on its paper form. This calculator shows no city or county income tax line for Vermont.
Vermont salary after tax
Each answer is worked out by the same calculator as above, for a single filer paid every two weeks with a standard W-4 and no 401(k) or benefits. Jump to: $35,000 · $45,000 · $55,000 · $60,000 · $65,000 · $75,000 · $80,000 · $90,000 · $100,000 · $120,000 · $150,000
How much is $35,000 a year after tax in Vermont?
About $29,404 a year - $1,130.92 every two weeks, or about $2,450 a month. That's after $2,020 of federal income tax, $2,678 of Social Security and Medicare and $899 in Vermont taxes; you keep 84%. Try $35,000 with your own W-4 and deductions.
How much is $45,000 a year after tax in Vermont?
About $37,093 a year - $1,426.65 every two weeks, or about $3,091 a month. That's after $3,220 of federal income tax, $3,443 of Social Security and Medicare and $1,244 in Vermont taxes; you keep 82%. Try $45,000 with your own W-4 and deductions.
How much is $55,000 a year after tax in Vermont?
About $44,782 a year - $1,722.38 every two weeks, or about $3,732 a month. That's after $4,420 of federal income tax, $4,208 of Social Security and Medicare and $1,591 in Vermont taxes; you keep 81%. Try $55,000 with your own W-4 and deductions.
How much is $60,000 a year after tax in Vermont?
About $48,626 a year - $1,870.24 every two weeks, or about $4,052 a month. That's after $5,020 of federal income tax, $4,590 of Social Security and Medicare and $1,764 in Vermont taxes; you keep 81%. Try $60,000 with your own W-4 and deductions.
How much is $65,000 a year after tax in Vermont?
About $52,311 a year - $2,011.97 every two weeks, or about $4,359 a month. That's after $5,620 of federal income tax, $4,973 of Social Security and Medicare and $2,096 in Vermont taxes; you keep 80%. Try $65,000 with your own W-4 and deductions.
How much is $75,000 a year after tax in Vermont?
About $58,825 a year - $2,262.50 every two weeks, or about $4,902 a month. That's after $7,670 of federal income tax, $5,738 of Social Security and Medicare and $2,768 in Vermont taxes; you keep 78%. Try $75,000 with your own W-4 and deductions.
How much is $80,000 a year after tax in Vermont?
About $62,007 a year - $2,384.88 every two weeks, or about $5,167 a month. That's after $8,770 of federal income tax, $6,120 of Social Security and Medicare and $3,103 in Vermont taxes; you keep 78%. Try $80,000 with your own W-4 and deductions.
How much is $90,000 a year after tax in Vermont?
About $68,371 a year - $2,629.65 every two weeks, or about $5,698 a month. That's after $10,970 of federal income tax, $6,885 of Social Security and Medicare and $3,774 in Vermont taxes; you keep 76%. Try $90,000 with your own W-4 and deductions.
How much is $100,000 a year after tax in Vermont?
About $74,735 a year - $2,874.42 every two weeks, or about $6,228 a month. That's after $13,170 of federal income tax, $7,650 of Social Security and Medicare and $4,445 in Vermont taxes; you keep 75%. Try $100,000 with your own W-4 and deductions.
How much is $120,000 a year after tax in Vermont?
About $87,463 a year - $3,363.96 every two weeks, or about $7,289 a month. That's after $17,570 of federal income tax, $9,180 of Social Security and Medicare and $5,787 in Vermont taxes; you keep 73%. Try $120,000 with your own W-4 and deductions.
How much is $150,000 a year after tax in Vermont?
About $105,813 a year - $4,069.72 every two weeks, or about $8,818 a month. That's after $24,734 of federal income tax, $11,475 of Social Security and Medicare and $7,978 in Vermont taxes; you keep 71%. Try $150,000 with your own W-4 and deductions.
Vermont vs neighboring states
Take-home pay on a $60,000 salary, single filer paid every two weeks with a standard W-4. "State taxes" counts state and local income tax withheld (with each calculator's default choices) plus any employee-paid state payroll premium; federal tax, Social Security and Medicare are the same everywhere.
| State | State taxes | Take-home | vs here |
|---|---|---|---|
| New Hampshire | $0 | $50,390 | +$1,764 |
| Vermont | $1,764 | $48,626 | - |
| Massachusetts | $2,956 | $47,434 | −$1,193 |
| New York | $2,966 | $47,424 | −$1,202 |
Local income taxes (city, county or school district) aren't included for New York - enter your rate on the state's calculator.
Where you live and where you work can both matter when the two states differ - check each state's page.
What changed for 2026
Vermont's 2026 withholding tables use four rates on higher slices of pay after allowances.
- New federal withholding tables. The IRS updated Publication 15-T for 2026, including changes from the 2025 tax law. The standard deduction is $16,100 single, $32,200 married filing jointly, and $24,150 head of household.
- Social Security wage base: $184,500 (up from $176,100). If you earn more, Social Security stops later in the year.
- Tips and overtime deductions for 2025–2028 - see below.
- Rates of 3.35%, 6.6%, 7.6% and 8.75%. Weekly, the Single table starts at $75 and the Married table at $226.
- One allowance is worth $5,400 a year.
- Child Care Contribution still 0.44%, with up to 0.11% taken from your pay.
- Minimum wage: $14.42 (up from $14.01); tipped cash wage $7.21 (up from $7.01).
Why your paycheck might differ from this
- Your W-4. Credits for children (Step 3), a checked Step 2 box, or extra withholding (Step 4c) change the federal amount a lot. Open "Tips, 401(k), health insurance and W-4 details" above to enter them.
- Benefits taken before tax. Health insurance through work usually lowers income tax and Social Security and Medicare. A traditional 401(k) lowers income tax only.
- Rounding. Payroll software may round each step, so a few cents of difference is normal.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
More for Vermont
Paycheck calculator · Hourly · Salary · Bonus tax · Rent you can afford · Employer payroll taxes
Other tools: What changed for 2026 · Hourly to salary · Salary to hourly · Overtime · Raise · Net to gross · Compare two states · All state tax rates · How Vermont ranks on $75,000 · Pay stub checker · W-4 guide
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods - Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide - Social Security and Medicare rates
- Social Security Administration - 2026 wage base of $184,500
- IRS - tips and overtime deductions
- Vermont Department of Taxes - GB-1210 (2026), Annuities, Supplemental Payments, and Deferred Compensation Payments, p. 4 - periodic payments use the charts or tables; non-periodic payments can be estimated at 30% of federal withholding (read Sep 27, 2026)
- Vermont Department of Taxes - GB-1210, 2026 Income Tax Withholding Instructions, Tables, and Charts - percentage method tables (Single, Married) at 3.35%, 6.60%, 7.60%, 8.75%; one allowance = $5,400 a year ($103.85 weekly, $207.69 biweekly, $225.00 semimonthly, $450.00 monthly); worked example; no W-4VT: employer may use the federal W-4
- Vermont Department of Taxes - GB-1210 (2026) document page - published December 22, 2025
- Vermont Department of Taxes - Form W-4VT, Employee's Withholding Allowance Certificate - filing status boxes; allowance worksheet (1 for yourself, 1 for a spouse who doesn't work if filing jointly, dependents, 1 for head of household); line for extra withholding; Exempt
- Vermont Department of Taxes - Form W-4VT FAQs - not required but recommended; without it the employer may use the federal W-4
- Vermont Department of Taxes - Child Care Contribution - 0.44% of wages paid on or after July 1, 2024; employer may withhold at most 25% of it (0.11%) from employee wages; wages as defined in 26 U.S.C. § 3401
- Vermont Department of Taxes - GB-1326, Vermont Child Care Contribution Guide (Oct. 2024) - "The maximum an employer may elect to withhold from an employee is 0.11%"; no wage cap
- Vermont Department of Labor - Minimum wage increase starting January 2026 (Oct. 6, 2025) - $14.42 from $14.01; tipped minimum wage $7.21 from $7.01
- 21 V.S.A. § 384 - Employment; wages (minimum wage, tipped employees, overtime) - service or tipped employee: customarily more than $120.00 a month in tips; time-and-a-half after 40 hours, with exemptions (retail and service establishments, hotels, motels, restaurants, hospitals and others)
- 21 V.S.A. § 342 - Weekly payment of wages - paid weekly (or biweekly/semimonthly with notice) for wages up to six days before payday; quitting: on the last regular payday, or the following Friday if there is none; discharged: within 72 hours
- Vermont Department of Labor - Online Wage Claim Form - wage claims to the Wage and Hour Program; paper form also available
- Vermont Department of Labor - Wage Complaint Form (PDF)
Questions
How much does Vermont take out for taxes?
On a $60,000 salary paid every two weeks (single, standard W-4), Vermont takes $67.83 of each $2,307.69 paycheck - 2.9% of pay, including Vermont Child Care Contribution. With federal income tax ($193.08) and Social Security and Medicare ($176.54), $437.45 comes out in all - 19% - and you keep $1,870.24.
What are the Vermont income tax rates in 2026?
3.35%, 6.6%, 7.6% and 8.75%. The withholding tables apply each rate to a higher slice of your pay after allowances.
How much is taken out of a $1,000 paycheck in Vermont?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $21.48 of Vermont income tax, leaving $862.84. Enter your own details in the calculator for your exact figure.
How much is a Vermont withholding allowance worth?
$5,400 a year, divided by your number of paychecks: $103.85 weekly, $207.69 every two weeks, $225 twice a month or $450 monthly.
What is the Child Care Contribution on my pay stub?
A Vermont payroll tax of 0.44% of wages. Your employer owes it and may take up to 0.11% from your pay - $1.10 for every $1,000 you earn.
Do I have to fill in a W-4VT?
No, but the Department of Taxes recommends it. Without one, your employer may use your federal W-4, which may not withhold enough Vermont tax.
When do I get my last paycheck in Vermont?
If you are let go, within 72 hours. If you quit, on the last regular payday, or the Friday after if there is no regular payday.