New York Salary Paycheck Calculator

Enter your yearly salary and how often you're paid. We split it into paychecks and take out exactly what the tax tables say.

New York salary after tax: common salaries

Take-home pay rounded to the dollar, for a single filer paid every two weeks with a standard W-4 and no 401(k) or benefits. Your own figure depends on your W-4 and deductions — use the calculator above.

Salary to paycheck

Your salary is divided by the number of paychecks in the year: 52 weekly, 26 every two weeks, 24 twice a month, or 12 monthly. Every-two-weeks pay gives 26 checks, so two months a year have three paydays.

A traditional 401(k) lowers the pay federal income tax is worked out on, but not Social Security or Medicare. A Roth 401(k) comes out after tax — enter it as an after-tax deduction.

Salaried in New York

On a salary, New York State withholding comes from the 2026 tables after a deduction for your status and IT-2104 allowances. If you live in New York City or Yonkers, choose it above to add the city tax. Disability benefits stop growing at $31.20 a year, and Paid Family Leave stops once you've paid $411.91.

What comes out of a New York paycheck

• Federal income tax withholding — worked out from your pay and your Form W-4, using the IRS tables for 2026.
• Social Security — 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
• Medicare — 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.

A New York paycheck can have up to four state and local lines:

• New York State income tax. Your employer uses the Tax Department's 2026 tables (publication NYS-50-T-NYS). It takes your pay after a traditional 401(k) and pre-tax health insurance, subtracts a deduction for your pay period and filing status plus $1,000 a year for each IT-2104 allowance, and looks the rest up in a table. The first dollars are taxed at 3.9%, and the rate on each extra dollar changes as pay rises. Very high pay (from $1,077,550 a year after the deduction if single) is taxed at a flat top rate instead: 10.45%, 11.1%, 11.7%.
• New York City or Yonkers tax, only if you live there. New York City has its own table, from 2.05% to 4.25%. Yonkers residents pay 16.75% of their New York State tax.
• Disability benefits (SDI): 0.5% of your wages, but no more than $0.60 a week — $31.20 a year at most.
• Paid Family Leave: 0.432% of your wages each paycheck, up to $411.91 for the year.

Open "How the New York income tax was worked out" under the result to see every step, including the table line used.

Other New York calculators

Paycheck calculator · Hourly paycheck calculator · Salary paycheck calculator · What changed for 2026

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Sources

• IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
• IRS Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare rates
• Social Security Administration — 2026 wage base of $184,500
• IRS — tips and overtime deductions
• NYS Department of Taxation and Finance — NYS-50-T-NYS, New York State Withholding Tax Tables and Methods (1/26) — effective January 1, 2026; Table A/B/C deduction and exemption allowances; Method II tables and worked examples; Method III top rates; supplemental rate 11.70%
• NYS Department of Taxation and Finance — NYS-50-T-NYC, New York City Withholding Tax Tables and Methods (1/26) — NYC resident Method II tables and worked examples; supplemental rate 4.25%
• NYS Department of Taxation and Finance — NYS-50-T-Y, Yonkers Withholding Tax Tables and Methods (1/26) — Yonkers resident withholding = State Method II result × 16.75%; worked examples
• NYS Department of Taxation and Finance — Form IT-2104 (2026) — status boxes; separate allowances for State/Yonkers (line 1) and NYC (line 2)
• NYS Department of Taxation and Finance — IT-2104-I instructions (2026) — no IT-2104 with a 2020-or-later W-4: employer may use zero allowances; head of household marks the Single box
• NYS Department of Taxation and Finance — Income subject to withholding — wages for federal income tax withholding purposes
• NYS Workers' Compensation Board — Disability and Paid Family Leave insurance (deduction and waiver) — DBL: one-half of one percent of wages, no more than sixty cents a week; employers may, but need not, collect
• NYS Department of Financial Services — 2026 Paid Family Leave premium rate decision — 0.432% of wages, annual maximum $411.91
• New York Paid Family Leave — Cost and deductions — deducted from after-tax wages; 2025: 0.388%, $354.53
• New York Paid Family Leave — Updates for 2026 — 2026 NYSAWW $1,833.63; maximum weekly benefit $1,228.53
• New York State Department of Labor — History of the minimum wage — $17.00 NYC, Long Island and Westchester; $16.00 rest of state from January 1, 2026
• New York State Department of Labor — Minimum wage for tipped workers
• New York State Department of Labor — Wages and hours FAQ — overtime after 40 hours in a payroll week; Labor Standards wage claims
• New York Labor Law § 191 — Frequency of payments — manual workers weekly; clerical and other workers at least semi-monthly; final pay by the regular payday