Ohio Hourly Paycheck Calculator
Your hourly rate and hours in, your take-home pay out. Overtime is paid at 1.5× your rate; tips you report are taxed like wages.
| Per paycheck | Amount | Per year |
|---|---|---|
| Gross pay | $1,600.00 | $41,600.00 |
| Federal income tax · withheld | −$108.15 | −$2,812.00 |
| Social Security (6.2%) | −$99.20 | −$2,579.20 |
| Medicare (1.45%) | −$23.20 | −$603.20 |
| Ohio income tax · withheld | −$33.17 | −$862.42 |
| Municipal income tax · enter your local rate above | $0.00 | $0.00 |
| Take-home pay | $1,336.28 | $34,743.18 |
How the federal income tax was worked out
| Pay subject to income tax, for the year · $1,600.00 × 26 paychecks | $41,600.00 |
| Minus the IRS withholding allowance · Pub 15-T Worksheet 1A, line 1g | −$8,600.00 |
| Adjusted yearly wage | $33,000.00 |
| Tax from the IRS yearly table · standard table | $2,812.00 |
| Federal income tax per paycheck · divided by 26 | $108.15 |
IRS Publication 15-T (2026), Worksheet 1A — the percentage method payroll software uses for a Form W-4 from 2020 or later. Your employer's figure can differ by a few cents because of rounding.
How the Ohio income tax was worked out
| Pay subject to Ohio tax this paycheck · same as federal: after pre-tax 401(k) and benefits | $1,600.00 |
| Times pay periods in a year · × 26 | $41,600.00 |
| Minus IT 4 exemptions · 1 × $650 | −$650.00 |
| Ohio taxable wage for the year | $40,950.00 |
| Yearly withholding from the table · $416.8 + ($40,950 − $26,050) × 2.99% | $862.31 |
| Ohio income tax this paycheck · ÷ 26, rounded to the cent | $33.17 |
Hourly pay in Ohio
Ohio's minimum wage for 2026 is $11.00 an hour (up from $10.70). Tipped employees can be paid $5.50 an hour in cash wages if tips bring them up to at least $11.00. The rate is adjusted each January for inflation.
Small employers and young workers. At businesses with gross receipts of $405,000 or less a year, and for 14- and 15-year-olds, the minimum is the federal $7.25.
Overtime. Time-and-a-half for hours over 40 in a workweek. Ohio's overtime rule does not cover employers grossing less than $150,000 a year.
Every hour is taxed. Ohio withholding and your city tax both grow as your pay grows, so extra hours raise them.
Because hours change from week to week, your withholding changes too: a week with lots of overtime is withheld as if you earned that much every week, so more comes out. It usually evens out when you file your return.
What comes out of a Ohio paycheck
- Federal income tax withholding — worked out from your pay and your Form W-4, using the IRS tables for 2026.
- Social Security — 6.2% of your pay, up to $184,500 of pay in 2026. Above that, it stops for the rest of the year.
- Medicare — 1.45% of all your pay, plus 0.9% on pay above $200,000 in the year.
An Ohio paycheck can have up to three state and local lines:
- Ohio income tax. Your employer turns your pay into a yearly amount, takes off $650 for each exemption on your IT 4, and applies the Department of Taxation's table: 1.6% up to $26,050, 2.99% on the part up to $100,000, and 3.4% above that. The result is divided by your number of paychecks.
- Municipal income tax — a percentage set by the city or village where you work. Enter your rate above.
- School district income tax — only if you live in a school district that levies one. Enter its rate above.
Your pay for Ohio income tax is the same as for federal income tax: a traditional 401(k) and pre-tax health insurance lower it. Ohio unemployment insurance is paid by employers; state law says no employer may take it out of your wages.
Tips and overtime in 2026
New federal deductions apply for 2025 through 2028: up to $25,000 for qualified tips, and up to $12,500 ($25,000 for joint filers) for the extra "half" of time-and-a-half overtime. Both phase out above $150,000 of income ($300,000 joint).
These are deductions on your tax return. Your employer still takes Social Security and Medicare out of tips and overtime, and still withholds income tax unless you tell it otherwise. If you expect to claim them, you can put the expected amount in Step 4(b) of your W-4 (and in the Step 4(b) box above) so less income tax is withheld during the year.
Other Ohio calculators
Paycheck calculator · Hourly paycheck calculator · Salary paycheck calculator · What changed for 2026
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Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — Worksheet 1A and the annual percentage-method tables
- IRS Publication 15 (2026), Employer's Tax Guide — Social Security and Medicare rates
- Social Security Administration — 2026 wage base of $184,500
- IRS — tips and overtime deductions
- Ohio Department of Taxation — Employer Withholding Taxes: Optional Computer Formula (effective August 1, 2026) — $650 per exemption; 1.6% / 2.99% over $26,050 / 3.4% over $100,000; divided by pay periods
- Ohio Department of Taxation — Employer Withholding Taxes: Percentage Method (effective August 1, 2026) — weekly: $12.50 per exemption; $8.02 plus 2.990% over $500.96; $50.54 plus 3.400% over $1,923.08
- Ohio Department of Taxation — Employer Withholding — new withholding tables effective August 1, 2026
- Ohio Department of Taxation — Optional Computer Formula (Rev. 09/25, effective October 1, 2025) — tables used until July 31, 2026: 1.775% / 2.99% / 3.64%
- Ohio Department of Taxation — Employer withholding FAQ — no IT 4 means zero exemptions; supplemental rate 2.75%
- Ohio Department of Taxation — Form IT 4, Employee's Withholding Exemption Certificate — exemptions for self, spouse and dependents; no school district tax withheld without an IT 4; reciprocity with the five bordering states
- Ohio Revised Code 5747.02 — Tax rates — 2026 and later: $332 plus 2.75% of the amount over $26,050
- Ohio Revised Code 5747.06 — Withholding — withholding substantially equivalent to the tax reasonably estimated to be due
- Ohio Department of Taxation — School district withholding FAQ — based on residence; traditional base uses the state wage base and exemptions; earned income base is a flat rate
- Ohio Revised Code 718.01 — Municipal income tax definitions — qualifying wages are IRC 3121(a) wages without the wage limit
- Ohio Revised Code 718.03 — Municipal withholding — qualifying wages earned in the municipality × its rate
- Ohio Department of Taxation — The Finder (school district and municipal rates by address)
- Ohio Revised Code 4141.36 — No deduction from wages for unemployment contributions
- Ohio Department of Commerce — Ohio minimum wage set to increase in 2026 — $11.00; $5.50 tipped; $7.25 at employers with gross receipts of $405,000 or less and for 14- and 15-year-olds
- Ohio Department of Commerce — 2026 minimum wage poster — overtime at 1.5× over 40 hours a week, except employers grossing under $150,000 a year
- Ohio Revised Code 4113.15 — Semimonthly payment of wages — first half of the month paid by the 1st, second half by the 15th; 6% or $200 after 30 days late
- Ohio Department of Commerce — Minimum wage complaint — minimum wage, overtime, unauthorized deductions, withheld final paychecks
- Ohio Department of Commerce — Paystub Protection Act — from April 9, 2025; pay information within 10 business days of a request
Questions
How much Ohio tax comes out of my paycheck?
Your employer takes your pay for the year, subtracts $650 per IT 4 exemption, applies 1.6%, 2.99% or 3.4% by bracket, and divides by your number of paychecks. City and school district taxes are extra.
How much is taken out of a $1,000 paycheck in Ohio?
For a single filer paid every two weeks with nothing else on the W-4, a $1,000 paycheck has about $38.08 of federal income tax, $62.00 of Social Security and $14.50 of Medicare taken out, $15.60 of Ohio income tax, leaving $869.82. Enter your own details in the calculator for your exact figure.
What is $20 an hour after taxes in Ohio?
Working 40 hours a week and paid every two weeks, $20 an hour is $1,600.00 before tax and about $1,336.28 after tax per paycheck — $34,743.18 a year — for a single filer with a standard W-4.
What if I never filled out an IT 4?
Your employer withholds Ohio tax as if you claimed zero exemptions, and doesn't withhold school district tax even if you live in a taxing district.
Does my 401(k) lower my city tax?
No. City income tax is withheld on your Medicare wages, which include 401(k) contributions. It does lower your Ohio income tax.
Where do I find my city or school district rate?
Search your address on the Ohio Department of Taxation's Finder, or ask your city's tax office.